School Board Race For District 3 Down To 2

When Mitch Thrower and Jessica Vaughn decided to run for the Hillsborough County School Board, things were a little bit different than they are now.

In fact, the job they are both vying for — the District 3 seat that includes all of New Tampa’s public schools — suddenly looks a lot harder than it once did.

In the past six months, Covid-19 has wreaked havoc on the school system, and the school’s budget situation has gone from bad to worse to downright terrible.

“I completely agree it’s become a tougher job,” says Thrower, the former chairman of the Hillsborough County Planning Commission (he resigned in June). “There are some very tough decisions that are going to need to be made.”

Vaughn, a Tampa Palms resident and substitute teacher who was elected to the Tampa Palms Community Development District (CDD) Board in 2016, doesn’t disagree. In fact, when it comes to discussing the biggest issues facing schools in the upcoming months, they both agree the budget and keeping schools safe — primarily from Covid-19 — are easily the top two issues of the campaign.

Thrower, a Carrollwood resident, was the top finisher among six candidates in the August primary, capturing 25% of the vote, while Vaughn was second with 24.5%. The difference between the two was a mere 296 votes out of 42,950 votes cast.

Now that just these two candidates remain, both feel voters will be able to draw a clearer distinction between them. The early voting period is October 19 through November 1, with Election Day scheduled for Tuesday, November 3.

Jessica Vaughn, and husband Nilesh and son Zachariah.

When it comes to fixing the $32-million shortfall in the District’s budget — much of it due to the continued loss of students due to home schooling and charter schools — a lot of belt-tightening, including potential layoffs and program cuts, is in the future for the county.

Vaughn, who has a Bachelor of Science in Education degree from the University of South Florida, says the School District needs to stem the loss of students, and an evaluation to find out why more students are choosing charter schools — and how public schools can retain those students — is vital.

“Why aren’t they choosing our public schools? That is the question that needs to be answered,” she says. “We need to fix that.”

Vaughn, who has been endorsed by the Tampa Bay Times, also says the county needs to look for alternative sources of revenue, and make sure the money it does have is being spent wisely on items like administrative salaries and contracts with vendors.

Mitch Thrower with Ally (pink bandana) and Ruby.

Thrower, who started his professional career auditing school boards at the State of Florida Auditor General’s office, thinks it is time for tough questions for those controlling the District’s purse strings. 

“I think my business experience is needed at this time,” he says. “I can go in there as an auditor and I know what questions to ask. When it to comes to experience, honestly, there’s no comparison.”

Thrower is a Certified Public Accountant and certified internal auditor, and he holds a Bachelor of Science in Management degree from Tulane University and a Master of Business Administration degree from Florida State University.

When it to comes to school safety, both candidates are in favor of mandating masks in schools to deal with the spread of Covid-19, say teacher safety is a priority and approve of the other safety precautions being taken by the District.

Both candidates said the School Board’s handling of the return to school in August, arguably one of the most important discussions it has had to make in recent memory, could have been smoother. Thrower says he will bring more communication to the position, which he thought was lacking during the controversial re-opening discussions. He also felt the School Board wasn’t “proactive and creative enough.” 

Meanwhile, Vaughn said she was extremely frustrated watching the School Board meetings, particularly the lack of planning. She said she was advocating in March and April for a plan in case the pandemic stretched into the fall, including the creation of e-Learning centers to accommodate parents who needed to return to work and didn’t have childcare.

“Nothing would have been perfect,” she says. “You can’t mitigate a pandemic perfectly. But, I would like the School Board to be more realistic and proactive about our challenges and less reactive. It undermines public confidence in the Board.”

Both candidates, who have children in public schools, say charter schools have a place in education. Thrower says charter schools provide options, “but they should be held accountable just like public schools.”

Vaughn says she is fine with not-for-profit charter schools, except when they hire for-profit management companies.

“At the end of the day, all parents really want the same thing,” Vaughn says. “They want a safe environment that’s close by, that is free, that nurtures and respects their students and offers them a good education. And, I want to see that happen in our public schools.”

Overall, Thrower had raised $58,500 but only had $6,500 cash on hand at our press time, while Vaughn had brought in $45,127, but still had nearly $28,000 cash on hand.

Vaughn has criticized Thrower for taking more than $12,000 from developers while he was chairman of the Hillsborough Planning Commission, which examines and weighs in on development projects for the county commission.

Thrower resigned from that position in June, to avoid any charges of impropriety.

Thrower says he is running a non-partisan campaign built on his experience and not as an activist. Since the primary, Vaughn has outraised Thrower $18,940 to $4,725, thanks to $12,000 in donations from the Hillsborough County Democratic Executive Committee.

For more information about each candidate, visit VoteMitchThrower.com and JessicaVaughn.us, or search their names on Facebook.

Jim Plummer Wants To Make Your Money Work For You!

Jim Plummer

Most people wonder if they will have enough money to retire comfortably, and many don’t really understand their investments, or know what they need to do to be prepared for their post-work years.

“It’s so complicated,” says James B. Plummer, wealth advisor with ILG Private Wealth. “People need help in retirement.”

Plummer, who goes by Jim, is an independent advisor representative (IAR), and ILG is a registered investment advisor (RIA). Jim says being an IAR — as opposed to working for a specific investment firm — means his primary responsibility is to put the client first.

“I’m paid differently than a broker dealer (which typically charges fees for trading securities such as stocks and bonds),” he explains. “I can work with whatever companies I want to, (the ones) that best suit my clients. We look at the whole picture, so the client sees how everything dovetails together to be prepared when they get to retirement age.”

That whole picture, he says, includes bonds, stocks, exchange traded funds (ETF), life insurance, long-term insurance, annuities (which is income for life) and other options.

While ILG Private Wealth is located in Pennsylvania, the company also has an office in Celebration, FL. Jim was working for the company in Pennsylvania when he and his wife of 44 years moved to Tampa Palms last October to be closer to family.

Jim goes into the Celebration office as needed, but his clients only deal directly with him. He typically visits a client’s home or work, where they have easy access to any paperwork they will need to go over with him. If a client prefers to come to Jim, he’ll gladly meet them at another location, such as the Tampa Palms Golf & Country Club.

A Little History…

Jim earned his B.S. degree in Accounting and Business Administration from Hillsdale College in Hillsdale, MI. He became an accountant, then was a chief financial officer for 30 years for two multimillion dollar corporations. He says that during that time, he saw the need for employees to get good advice when they were “handed a lot of money” at retirement, so he got licensed to begin a new phase of his career.

He says he has been an IAR for 18 years now, and that he has some clients who have been with him from the beginning.

Because of his background working in business, Jim is particularly interested in helping small business owners prepare for retirement.

“I’ve dealt with family business owners all my life,” Jim says. “I work with anybody who is interested, but my focus is on business owners.”

You Need An Expert

If you spend a few minutes talking with Jim, he’ll probably share some interesting tips that could help you retain more of your money in retirement. Here’s one example: 

“Most people probably have a 401(k) if they’re working, or maybe an IRA,” Jim explains. “If you look at how much money that investment is worth, it’s not all your money. The government will take taxes out before you get it.”

So, in some cases, he says, it might be more beneficial to put that money into a Roth 401k or Roth IRA. You pay taxes on it before you put the money in, but once you invest in a Roth, what you accumulate is all your money.

“There are no taxes when you take that money out,” says Jim. “There’s nothing on the growth and nothing on the principal.”

He says you can move money from a regular 401k to a Roth, but you want to move enough that you can afford to pay those taxes on it, but not so much that it puts you in the next tax bracket.

Sound confusing? It can be. That’s why Jim says you need someone like him to help you figure it out.

“We’re a planning organization,” says Jim. First and foremost, he gathers his clients’ information and focuses on finding out what their needs are: How long until you need your money? What do you want – or need – your money to do for you?

Then he shares more of those valuable tips. Here’s another one:

 â€śMake sure there’s enough money for you,” he says. “If you want to give your kids a bunch of money, do it through life insurance. You could give them an insurance policy that’s worth 10 times as much [as you could give them now]. You don’t know what life holds for you.”

Jim also reminds people to keep their beneficiaries updated, saying that the beneficiaries listed on a life insurance policy or other investment supersede any will or trust. As life changes, you may want to change beneficiaries.

He also can help you understand Social Security and the taxes related to Social Security benefits.

“Most people have more money in Social Security than they have saved for themselves,” he says. While full retirement is at age 66, should you take your Social Security benefits then? Or, should you wait until you’re age 70? Or later? Essentially, he says, “Social Security is paying 8 percent on that money. You can’t earn that on money in the investment markets right now.”

But, he notes that delaying when you take your Social Security still isn’t right for everyone, and Jim can help you figure out what’s best for you, your spouse and your family.

He offers these words of caution, however. “You’re stuck with that decision the rest of your life,” he says. “You can’t make a change once you’ve decided what to do.”

Jim says he helps many clients do a Social Security analysis to decide what’s the most beneficial time for each of them to take that money, whether that’s early, late, or a blend of both.

Webinars Can Help

Jim has a series of webinars that he offers to help educate people about  important financial topics, including how to plan for Social Security. Anyone, whether they are a client of Jim’s or not, can attend the sessions, which last about 45 minutes to an hour, depending upon the questions asked by the participants.

Before the Covid-19 pandemic, Jim says he would offer the educational seminars in person, but they are now available online only, in the comfort of your own home or office. He says the technology today to attend his webinars is so simple, that you just click a link to get connected to the Zoom meeting. So, even people who are not technologically savvy are easily able to attend.

Jim Plummer works remotely in Tampa Palms and will meet you at your home or business for a consultation. For more information, to register, or to discuss how Jim might be able to help you with your financial planning, call him at (814) — not 813 — 931-4271.