Month: July 2023

Look To MariMark Mortgage For Expertise & Great Communication!

Since its founding by Mary Catchur in 2006, Marimark Mortgage has been a trusted mortgage brokerage for potential home buyers in the New Tampa and Wesley Chapel areas.

Mary received both her Bachelor of Science (B.S.) degree in Accounting and Bachelor of Arts degree in French from the University of South Florida in Tampa. She also has earned licenses as both a CPA (Certified Public Accountant) and as a Realtor in Florida.

Before founding Marimark, she worked as an auditor for public accounting firm Klynveld, Peat, Marwick & Goerdeler and also served as both the chief operating officer (COO) and chief financial officer (CFO) of New Homes Realty. Mary says that this experience allowed her to learn the business from the financial side.

“Between my background as a CPA and then as the CFO for a real estate company, I think my skills are somewhat unique (for the mortgage business), particularly the CPA background, because I understand the financial part of it.”

Since its origination here in Florida, Marimark has been able to expand to also provide mortgages in Pennsylvania, where Mary is originally from, as well as in Virginia, where she says she had multiple clients due to the solid housing market there.

Recently, Mary has been joined at Marimark by her sons Matthew (Matt) and Nicholas (Nick) Catchur. Matt works as a loan originator while studying at USF, while Nick is a real estate agent as well as a loan originator. With all of this combined expertise, Marimark strives to be a one-stop shop for people looking to buy real estate in New Tampa.

Marimark specializes in fixed-rate mortgages, which Mary says are the mortgages that her buyers are looking for the most, as well as being the most commonly recommended by Marimark.

“I do a variety of different types” she says, “but I think that most people are still looking for the standard, fixed-rate mortgage, not as much the adjustable rates anymore.” She adds that the reason is that conventional, fixed-rate mortgages often offer lower down payments, such as 3 percent down, for first-time buyers.

Other loans offered by Marimark are Federal Housing Administration (FHA) loans, which are government-backed and also offer low (usually only 3.5 percent) down payments, as well as Veterans Administration (VA) loans, which allow U.S. military veterans to buy a home with no money down.

Another type of loan that doesn’t require a down payment is a USDA (U.S Department of Agriculture) loan, which was originally offered as a way to develop areas that may not have been built up, although this type of loan is not as common in the New Tampa or Wesley Chapel areas due to the increased amount of development seen in our communities.

Marimark also offers reverse mortgages, which allow borrowers over the age of 62 with equity (meaning the house is worth more than what is owed on it) to eliminate mortgage payments altogether, leaving only taxes and insurance to be paid.

Marimark also focuses on helping self- employed people find mortgages, as Mary says that finding a mortgage when self-employed can be harder because the tax return documentation needed can be harder to understand and obtain. To combat this problem, Marimark assists self-employed people with what are known as bank-statement loans, where, as the name implies, deposits into that person’s bank account(s) obtained from their bank statements are used to determine their income, as well as what loans they would be qualified to receive. Bank statement loans also provide pre-qualification letters, which can be obtained through a phone call. These pre-qualification letters allow buyers to get an idea of the amount of credit they may be given by a lender during the mortgage process. Pre-qualification letters then allow home buyers to effectively negotiate with sellers.

Another thing that Mary says is becoming more popular these days is what is known as a debt-service coverage ratio (DSCR) loan. This type of loan is useful for people looking to buy investment properties. Like bank-statement loans, DSCR loans don’t look at a borrower’s overall income, but instead consider how much money is going to come in from the investment property, and the borrower is qualified based on that amount. Debt-service refers to principal, interest, taxes, insurance, as well as Homeowners Association (HOA) fees. DSCR loans look at whether the income from the rent of the property will cover these fees, rather than looking at whether or not other income made by the owner will cover them.

Despite the local real estate boom cooling off somewhat, as people wait for home prices to drop more, Mary says that business at Marimark is still busy. Although there may not be as many people refinancing their existing homes, people are still moving into the area and are still looking to buy here. Even the refinancing market, which seems to have been somewhat slowing of late, is still a big part of Marimark’s business.

“One of the main things I do in refinancing is where people want to consolidate their higher-interest credit card and other debt,” she says.

Overall, the thing that Mary says sets Marimark apart from other mortgage brokers in the area is its borrower-focused approach without sales pressure. While some who get into the business are taught a sales-first approach, “That’s never been my way,” says Mary. “My method is I’m going to explain to you why this mortgage is the best thing for you or give you the options of what you have and explain the pros and cons of them. My approach is from a financial standpoint and an educational standpoint.”

Mary also says that she has some clients who have come to her after negative experiences in more high-pressure sales environments. Mary explains to clients what their rates look like, and notes that although rates could go up (as often said by people in high-pressure sales situations) they could also go down. This approach ensures that clients fully understand the process and are then allowed to make their own decisions.

Another thing that sets Marimark’s approach apart from other mortgage brokers is its attentive communication with its clients. This is evident from what clients have said about working with Marimark when obtaining mortgages, as well as home refinances.

“Refinancing with Mary has been an absolute pleasure,” says client Bret Brennan. “I had never been through the process before and she took the time to explain each step…The communication line alone made the refinancing process every bit worth it.” Communication is vital when making a big financial decision such as buying a home, so having good communication from the company allows clients to feel more comfortable throughout the whole process.

“I’ve been doing this for 17 years and it’s changed every year,” Mary says. “Either there are new rules or new documentation…but the one thing that remains constant is communication. If you just do that and educate people, you’ll still do good business.”

Marimark Mortgage’s office is located at 5327 Primrose Lake Cir. in the Tampa Palms Professional Center. For more info, visit MarimarkMortgage.com or call (813) 910-8020.

Running Great Auto — 26 Years Of Trusted, Family-Owned Repairs

When Glen Yudman purchased Running Great Automotive on N. Nebraska Ave (just south of Skipper Rd.) in North Tampa in 1997, his two sons were just kids.

Now, 26 years later, Glen’s sons Robby and Danny work right alongside him every day at the shop that has grown to earn a reputation for honesty and reliability. And, Glen’s wife Barbi helps with the books and sometimes answers the phones.

That makes Running Great a true family business — despite the fact Glen says he actually encouraged his sons to do something else. “It’s long hours,” he says.

On the other hand, it’s also rewarding, knowing that the business helps people and provides the kind of honest, quality service that is harder and harder to find these days.

A staff of 11 handles automobile maintenance and repairs at Running Great — from oil changes to brake service to new tires and more — while an additional seven employees provide services in the body shop.

As an independently-owned, neighborhood automotive center, there are no sales commissions, no quotas, and no dealer prices.

“The body shop world is mainly franchises,” Glen says. “It’s not personal.”

Not so at Running Great, where the service is personal and the customers span generations. There are now young people who bring their cars in for maintenance and repairs who are the grown children of parents who have been Glen’s customers for decades.

That’s the case with Helen Lucht, who moved to the area in 1996. At that time, the air conditioning went out in her 1989 Honda Accord. She started asking around and was referred to Running Great.

“We’ve been going there ever since,” she says. “Because they’re honest.”

Raising two teenage boys who were hard on cars, Helen says she’s had all kinds of work done over the years, including replacing transmissions, A/C systems and even motors.

Now those boys are grown and they bring their own cars to Running Great, too, which might not be remarkable, except that one currently lives in Atlanta.

“Whenever he comes down for a visit, we go to Running Great,” Helen says. “He doesn’t have a mechanic in Atlanta.”

She says she appreciates that the technicians at Running Great advise her of issues with her car, but also let her know which things are urgent and if anything can wait.

Most of all, she’s grateful for the relationship that has been built over so many years. “It’s nice to call and say, ‘It’s Helen,’ and they know who we are,” she says.

That’s possible because of the longevity of the employees who work at Running Great. Glen says the shop has many long-term employees and very low turnover.

For example, Chris Bach is a certified Master Mechanic by the National Institute for Automotive Service Excellence (ASE) and has been working at the location for 32 years, starting out when Nebraska Ave. was just a two-lane road and the business was called Mad Hatter Mufflers, Brakes & Transmissions.

Many other technicians have worked at Running Great for 10 years or much longer, which is something else that sets it apart from franchise or dealer shops.

“We don’t follow any franchise rules. No one works on commission here,” Glen says. “Nobody out in the shop is going to profit by saying you need something. Whether you buy new brakes or you don’t, it’s all the same to the mechanic.”

He says Running Great has no need for quotas, as the shop is always busy, but never so busy that it can’t take in new customers and their vehicles. “We can’t promise every job can be done the same day, every day,” he says, while adding that his mechanics do their best to finish every job as quickly as possible.

The New Normal

Glen says that, as cars get more expensive, people are keeping them much longer. While it used to be the norm to trade in cars every few years, it’s not as common these days.

“We see cars with more than 100,000 miles literally every day,” he says. “Most people used to only take a four-year loan; now there are seven-year loans.”

He says the key to keeping your car in tip-top shape is still oil changes. Being in Florida, the oil gets really hot, so it’s important to change it every 3,000 miles for conventional oil and every 5,000 miles for synthetic oil. When you bring your car to Running Great, your oil change will include a complimentary — and legitimate — vehicle inspection.

“If you go to the quick oil change place, they don’t usually care if your steering is about to fall off or if you have a bald tire,” Glen says. “Most are not trained to look.”

He says his customers tell him all the time that they’re surprised that the people at the oil change place didn’t tell them about problems with their brakes or other systems, but Glen emphasizes that’s not what a quick oil change place is in business to do.

And, he advises, if your brakes make any noise other than just a squeak, get someone to look at them right away. “The longer you wait,” he says, “the more it will cost you.”

As a NAPA-certified auto care center, any repairs done at Running Great use NAPA’s better quality parts and have a nationwide guarantee. Glen says that means if you take a road trip or move, if something fails, it will be fixed at no cost to you. He adds the he will get parts from dealers when needed, but even if the parts aren’t from NAPA, the work is still guaranteed and can be repaired at no cost at any NAPA-certified repair shop.

Over in the body shop, Glen says a steady stream of cars that have been in accidents come in for repair, with many more fender benders than they used to see.

Running Great uses a computer matching system for paint that has a camera with an eye that goes up against the body of the car to match the color. If it’s not perfect, the body shop can make adjustments based on what they see. They tint the paint on site so adjustments can be made as needed.

Drivers who have been in an accident have the right to take their car to any body shop they choose, so even if the insurance company recommends a specific shop, you don’t have to go there.

He says Running Great works with directly with all insurance companies and he recommends that you never pay out of pocket if your car needs body work.

“Always go through insurance,” he says. “Otherwise, you won’t get a rental and, if someone else agrees to pay for your repairs, they aren’t going to pay more if we find something else wrong. But, the insurance company will.”

Running Great Auto (14513 N. Nebraska Ave.) is open Mon.-Fri., 7:30 a.m.-5:30 p.m., and 7:30 a.m.-noon on Sat. For more information, call (813) 971-0642, visit RunningGreatAuto.com.

Auto Shop Car Car Repair Car Shop Glen Yudman New Tampa

Freedom Run Raises $2K For Athletic Booster Club

Our first Freedom Firecracker 5K (and 1-mile fun run) turned out to be a huge success on the morning of the 4th of July. When all was said and done, 98 people had registered for the race — after the numbers were much lower (at only about 30) until the last several days before the event.

*Eight-year-old Lochlan Lawley finished the 3.1 miles in 24.48, or almost exactly 8 minutes per mile*

Race day was bright, clear, sunny, hot and humid and there was lots of red, white and blue. America-themed pop music played over the loudspeakers. Several members of the Freedom PTSA were there to help with setup, face painting and providing course directions for the runners. A number of student volunteers from Freedom’s Key Club also came out to help with face painting, handing out bead necklaces and providing water to runners at stations along the route.

After the playing of the national anthem, the race began promptly at 8 a.m., with an actual firecracker start! The course took the runners off Freedom’s new track, and then twice around the back of the school, up past the New Tampa Recreation Center along Commerce Park Blvd., and back through the parking lot, finishing up back on the track.

*The overall winner at the Freedom Firecracker 5K was Mason LaBlance.*

Hot dogs and red, white and blue popsicles were enjoyed after the race ended!

Medals were given to the 1st, 2nd and 3rd place finishers in male and female categories. The fastest runner overall was Mason LaBlance, who finished the 3.1-mile (5K) run in a time of 17:35.2. Mason, a student at King High, finished more than a minute ahead of his nearest competitors!

The other 5K medal winners were:

Male:

2. Joseph Kuhns – 18:44.5 (Freedom student)

3. Noah Brucculeri – 18:51.5

Female:

1. Elsi Rehberg – 22:08.5

2. Madelyn Ammirati – 23:22.3 (Freedom student)

3. Abigail Lawley – 23:27.2

***The top-three male finishers were (l.-r.)*** ***Joseph Kuhns, Mason LaBlance & Noah Brucculeri.***

The link at the end of this story will take you to a complete listing of the race results. Thanks to Freedom’s track coach Alex Hernandez for providing the link so everyone who participated can check their official results!

The 5K was followed by a 1-mile run/walk around the Freedom track. Mostly parents and some staff members participated in that event.

Freedom assistant principal Jenna Lamour and Coach Hernandez did an outstanding job organizing our school’s first-ever Firecracker 5K event. Thank you to them, the runners and their families, the Freedom PTSA and Freedom Key Club for their participation and support of the Freedom Athletics program.

Ms. Lamour says that the event generated about $2,000 in proceeds, which will be used to purchase athletic equipment, supplement uniforms, support coaches at clinics, recognition banquets, varsity letters/pins, etc.

To check your Firecracker 5K results, visit https://runsignup.com/Race/Results/147920#resultSetId-390901;perpage:100.

Booster Club Freedom 5K freedom high school High School Athletics New Tampa PTSA

Checking In With Congresswoman Laurel Lee’s Tampa Palms Office!

Elected in November, U.S. Congresswoman Laurel Lee (R-Dist. 15) already has been actively sponsoring bills. Rep. Lee has a constituent office now open in the Tampa Palms Professional Center. (Photo provided by Rep. Lee’s communications director Grace Bartlinski).

Unbeknownst to many, including yours truly — at least until a couple of months ago — U.S. Congresswoman Laurel Lee (R-Brandon), who was elected to serve in the newly redistricted District 15 in the U.S. House of Representatives in November, quietly opened a local office in the Tampa Palms Professional Center.

So, when District 7 Tampa City Councilman Luis Viera told me about her new office, I knew I wanted to at least try to speak with the former Florida Secretary of State (who resigned to run for Congress) about a number of important issues. My first question, however, was “How did Rep. Lee decide to open an office in Tampa Palms?”

And, while I didn’t speak directly with the Congresswoman, her communications director Grace Bartlinski was able to send me answers to most of my questions, including to the one above:

“This location is right along 75, allowing constituents from all over the district to have access (to it).”

As to what constituent services are available at the Tampa Palms office, Bartlinski said, “Constituents can call our District Office or visit in person to receive help with any issues they might have. Our office can help those who need help with a federal agency, have questions about VA (Veterans Administration) benefits, getting a passport, or who have questions about open casework. Constituents also can call in to voice their concerns, so the Congresswoman can best represent Florida’s 15th District.”

I also wanted to know how often Rep. Lee would be at the local office and whether or not she would host/attend any meetings in our area.

“When the House is out of session,” Bartlinski said, “the Congresswoman is in the District taking meetings with constituents, local businesses and community leaders throughout the District. (She) is planning (to host) community meetings and more telephone town halls in the future. Be sure to sign up for her newsletter (see info at the end of this story) and follow her on social media to stay up to date on when the next events will be announced.”

As to what bills Rep. Lee has so far authored or co-authored, Bartlinski said:

“The Congresswoman is very busy with committee work and voting on legislation when in D.C. She has introduced several bills and looks forward to them being brought to the House Floor to be voted on.”

She added that, last week, the Congresswoman had the following two bills pass out of committee and they now head to the House Floor for final passage:

• H.R. 4470, the “Protecting & Securing Chemical Facilities from Terrorist Attacks Act of 2023.” This bill will extend the Chemical Facility Anti-Terrorism Standards (CFATS) authority to ensure that regulatory standards dictating the practices of chemical facilities are reauthorized.

• H.R. 4563, the “American Confidence in Elections (ACE) Act of 2023.” This legislation will equip states with election integrity tools to ensure all Americans’ First Amendment rights are safe. Additionally, this legislation will prevent non-citizen voting, ensure that the men and women serving our country have their ballots counted, and (will provide) direct federal resources to increase election security measures.

Additionally, Bartlinski said that Rep. Lee has co-sponsored the following bills that have already passed the House:

• H.R. 662, the “Block Grant Assistance Act of 2023.” This bill authorizes the U.S. Department of Agriculture to provide as block grants to states and territories certain funding available to assist agricultural producers with losses due to droughts, wildfires, hurricanes, floods, derechos (wind storms), excessive heat, tornadoes, winter storms, freezes, smoke exposure, and excessive moisture occurring in calendar year 2022.

• H.R. 277, the “REINS Act.” This bill revises provisions relating to congressional review of agency rulemaking.

• H.R. 5, the “Parents Bill of Rights.” This bill establishes various rights of parents and guardians regarding the public elementary or secondary school education (including secondary career and technical education) of their children. Local educational agencies (LEAs) and schools must comply with the requirements of the bill in order to receive federal education funds.

• H.J. Res. 27, which provides for congressional disapproval under Chapter 8 of Title 5 of the United States Code, of the rule submitted by the Department of the Army’s Corps of Engineers, Department of Defense and the Environmental Protection Agency relating to “Revised Definition of ‘Waters of the United States.’”

• H.J. Res. 44, which provides for congressional disapproval under Chapter 8 of Title 5 of the United States Code, of the rule submitted by the Bureau of Alcohol, Tobacco, Firearms and Explosives relating to “Factoring Criteria for Firearms with Attached ‘Stabilizing Braces.’”

In addition, Bartlinski said, the following are bills the Congresswoman has introduced or cosponsored, and letters:

• “National Human Trafficking Hotline Enhancement Act” (bipartisan and introduced with U.S. Rep. Kathy Castor). This legislation would require entities that contract with the National Human Trafficking Hotline to cooperate with state and local law enforcement when receiving tips through the Hotline. Florida Attorney General Ashley Moody and 35 other state attorneys general recently contacted House and Senate Leadership to express outrage that the Hotline is not reporting human trafficking tips to law enforcement unless the victim self-reports. This disrupts the federal-state partnership to end human trafficking.

• “OPIOIDS Act” (bipartisan and she introduced). This legislation will increase training for state and local law enforcement officers, update systems used for drug tracing and provide federal grants for training and resources to stop secondary drug exposure to first responders.

• “Saving Our Invaluable Land (SOIL) Act” (bipartisan). This bill would prohibit China, Iran, Russia and North Korea from owning or renting land within 10 miles of a sensitive site (military bases, important research facilities, and other locations containing sensitive/top-secret information or resources).

• Rep. Lee is a member of the Everglades Caucus (bipartisan) and signed a letter to President Biden requesting he include $725 million for Everglades Restoration in his Presidential Budget. This bipartisan caucus advocates for restoration projects in the Everglades and works closely with our state partners to ensure this land is protected.

• The Congresswoman voted in support of an Amendment that would prevent offshore drilling off the coast of Florida.

• She cosponsored H.R. 314, the “Force Act.” This bill would prohibit the removal of Cuba from the list of state sponsors of terrorism until Cuba’s communist regime stops terrorizing its citizens.

• She also signed appropriations letters for Israel’s defense.

• Rep. Lee also was the original cosponsor of H.R. 4162, the “Land Grant Research Prioritization Act.”

The Congresswoman serves on the House Administration, Judiciary, and Homeland Security Committees. Bartlinski said that Rep. Lee looks forward to the National Human Trafficking Hotline Enhancement Act (introduced with Rep. Kathy Castor, D-FL 14) and the OPIOIDS Act (she introduced both) being brought to the House Floor to be considered. Additionally, her bills, H.R. 4470 and H.R. 4563, passed out of committee and now head to the House Floor for final passage.

Priorities & Positions

Bartlinski also said that one of Rep. Lee’s top priorities is securing our southern border and ensuring community safety. In May, the House passed the most comprehensive border security bill to date, H.R. 2, aka the “Secure the Border Act.” Additionally, the Congresswoman is working to stop government overreach and restore Congress’ role to check the regulatory actions of federal agencies. She cosponsored the REINS Act, which will rein in government overreach and ensure government accountability.

“The Congresswoman also is committed to making goods and services more affordable,” Bartlinski said. “Inflation is hurting Americans’ pocketbooks — we have seen prices at the gas pump and grocery stores skyrocket.” Rep. Lee co-sponsored the Tax Cuts and Jobs Act, which would keep taxes low for small businesses and all Americans: “When we keep taxes low and curb wasteful spending (in) Washington, we put more money back into Americans’ pockets.”

In addition, as a member of the Homeland Security Committee, Bartlinski said, “The Congresswoman is working to secure the southern border. (She) believes securing our border, enforcing our laws and taking steps to ensure we stop unchecked illegal immigration is the humanitarian thing to do. The border is not secure and when we fail to enforce our laws, we empower criminals. The House recently passed the most comprehensive border security bill to date (H.R. 2, the “Secure the Border Act,” for which Rep. Lee voted ‘yes’). A few weeks ago, the Homeland Security Committee launched an investigation into Department of Homeland Security Secretary Alejandro Mayorkas’ dereliction of duty. Through this investigation, the Committee will get answers for the American people.”

In addition, said Bartlinski, “The Congresswoman also believes that the U.S. has a spending problem, not a revenue problem. We cannot keep spending our grandchildren’s money — to get our budget under control, Congress has to cut spending. Rep. Lee looks forward to working to get our fiscal house back in order and put money back into Americans’ pockets.”

Bartlinski also noted that, as a former judge, the Congresswoman respects the law and Constitution and is deeply committed to upholding the law and will support those rights granted to American citizens.

In April, Rep. Lee also became the first Florida member of the U.S. Congress to endorse Florida Gov. Ron DeSantis for President in 2024.

For more information about Rep. Lee’s position on various issues and policies, please visit https://laurellee.house.gov/services or follow her on social media. For a complete list of bills she has introduced, co-sponsored and voted on and more info about each bill’s text, visit https://www.congress.gov/member/laurel-lee/L000597?q=%7B%22search%22%3A%5B%22laurel+lee%22%5D%7D&s=2&r=1.

Congress Congresswoman Congresswoman Laurel Lee Laurel Lee New Tampa politics tampa palms

Cerillo Family Dentistry Now Has Two Offices To Serve You Better!

With more than 30 years of experience in this area, Louis (Lou) Cerillo, DDS, of Cerillo Family Dentistry, has established himself as a trusted and highly skilled dentist in the New Tampa community and beyond. For the last five years, Dr. Cerillo has had a second Cerillo Family Dentistry office, in order to reach those who live in Pasco County. That newer office is located off S.R. 52, on Curley St. in San Antonio, just north of Wesley Chapel. And, after nearly a decade in a nearby retail strip center, Dr. Cerillo moved his Tampa Palms office to his own building in the Somerset Professional Park in Tampa Palms in 2001.

Dr. Cerillo earned both his Bachelor of Arts (B.A.) in Psychology and his Doctor of Dental Surgery (DDS) degrees from Creighton University in Omaha, NE. He then completed his general practice residency at the University of Nebraska Medical Center College of Dentistry in Lincoln. He also has completed continuing education at the Dawson Center in St. Petersburg, the Engel Institute in Charlotte, NC, and at the University of Florida in Gainesville. After working as an associate in a dental practice in Nebraska for some time, Dr. Cerillo says he moved to Spring Hill, FL, to escape the cold.

After five years, Dr. Cerillo decided to move to the New Tampa area with his family in 1993 to open his own dental practice. He says he was attracted to the area because of the amount of activity in the community and because he and his wife Pam agreed that it seemed like a good place to settle with their four children. Since then, the Tampa Palms and New Tampa areas have experienced significant population growth, which in turn has brought a need and demand for additional medical and dental services. This steady, continued growth in not only New Tampa, but also in Wesley Chapel and San Antonio, led to his opening the second office, “and that office has continued to grow with the increasing population coming into Pasco County,” he says.

Working alongside Dr. Cerillo in the Tampa Palms office is Affan Siddiqui, DMD. Dr. Siddiqui earned his Bachelor of Science (B.S.) degree in Biomedical Sciences from the University of South Florida (USF) before earning his Doctor of Dental Medicine (DMD) degree from the Lake Erie College of Osteopathic Medicine in Bradenton.

The San Antonio office also includes Katelyn Radner, DMD, who earned her B.S. in Biology and DMD degrees from the University of Florida, as well as a Master of Science in Medical Science (MSMS) degree from USF. Dr. Radner also is certified to treat patients with Invisalign clear aligners. Also working in the San Antonio office is Zayna Javeed, DMD, who earned her B.S. degree from USF and her DMD degree from the Lake Erie College of Osteopathic Medicine School of Dentistry.

Cerillo Family Dentistry offers many comprehensive services within its general dentistry practice. This includes preventive care, such as routine cleanings, low-radiation digital X-rays, extractions and fluoride treatments, as well as emergency dental work.

Implants, Crowns & More

Recognizing that restoring dental health is equally important, Cerillo Family Dentistry also provides a wide range of restorative options, including dental implants and dentures, as well as crowns, bridges and partial dentures to further improve the appearance of your teeth. Available cosmetic dentistry solutions also include veneers and dental bonding, as well as teeth whitening (including take-home whitening kits), reshaping teeth, closing spaces between teeth and restoring worn or broken teeth.

Patient Dave O’Connor says he has had a great experience with Cerillo Family Dentistry. “As soon as you walk into the office, everyone is super friendly and helpful.” Dave says. “We just moved to the area and couldn’t be happier with this office. I would highly recommend (it) if you are looking for an office that is professional and friendly.”

*Both Cerillo Family Dentistry offices (including the newer office on Curley St. n San Antonio) feature low-radiation digital X-rays*.

Both offices accept most insurance plans, including Aetna, Ameritas, Cigna, Blue Cross/Blue Shield, Delta, MetLife and more. Also welcome are patients with disabilities. If you need an accommodation to receive dental services, Cerillo Family Dentistry is happy to provide one.

Dr. Cerillo — who is an active member of the American Dental Association (ADA), the Florida Dental Association, the West Coast District Dental Association, the Hillsborough County Dental Association, and the Florida Academy of Dental Practice Administration — prides himself not only on the quality dental work both of his offices provide, but also on his commitment to the communities he serves. He was a founding member of the New Tampa Italian Club (along with local orthodontist Dr. Mark Farina and photographer/DJ Paul Gigante). His offices also have sponsored many local athletic programs and schools. Outside of dentistry, Dr. Cerillo loves boating, fishing, traveling, cooking, and enjoying a glass of wine with family and friends.

Dr. Siddiqui also enjoys spending time with his family, trying new foods and watching soccer. He also is an avid exerciser, which he says is non-negotiable when you’re a foodie! He enjoys comedy, traveling, exploring new cultures, and making new friends from all walks of life. Dr. Siddiqui also volunteers at the Red Crescent Clinic in Tampa, which provides compassionate, free medical and dental care to anyone in need. No matter how busy he gets, though, he says his all-time favorite activity is spending quality time with his loving wife.

*(Above) Dr. Katelyn Radner (left) and Dr. Zayna Javeed are the dentists you’re more likely to see at the Cerillo Dentistry office at the corner of S.R. 52 and Curley St. in San Antonio.*

Meanwhile, Dr. Radner is an active member of the Academy of General Dentistry (AAGD) and the ADA who enjoys exercising, traveling, reading, hiking and spending time with family and friends.

Dr. Javeed is a member of the AAGD, the ADA and the Florida Dental Association. She enjoys interior design, baking desserts and makeup artistry. All of her hobbies require close attention to detail and a steady hand, which aid her in creating beautiful smiles for her patients.

The Tampa Palms office of Cerillo Family Dentistry (15277 Amberly Dr.) is open Monday, Tuesday & Thursday, 7 a.m.-4 p.m., 7 a.m.-3 p.m. on Wednesday, and 8 a.m.-noon on Friday. For more information, call (813) 791-7871 or (656) 206-0147. Or, see the ad on pg. 36 of this issue or visit cerillofdtampa.com. The San Antonio office (11938 Curley St.) is open Monday-Thursday, 8 a.m.-4 p.m., and 8 a.m.-noon on Friday. For more info, call (352) 268-9630, or visit cerillofdsanantonio.com.

Affan Siddiqui Cerillo dentist Dr. Cerillo Dr. Siddiqui Louis Cerillo New Tampa Wesley Chapel