Florida Pain Medicine — When You Want Your Pain Managed Responsibly!

Dr. Navdeep Jassal, M.D. (left) and Dr. Maulik Bhalani M.D.

Dr. Maulik Bhalani M.D. knows that when people hear of pain clinics, some think of the so-called “pill mills.” He understands that after years of headlines about abuse of certain pain medications, particularly in Florida, the reputation is tough to shake.

But, at Dr. Bhalani’s Florida Pain Medicine on Windguard Cir. (across from Florida Hospital Wesley Chapel, or FHWC, where he moved in May from his former location on Ashley Oaks Cir. in Seven Oaks), he says the perceptions are not even close to reality.

“The typical working class person doesn’t want to see a pain management doctor because they think that doctor is going to get them hooked on medication,’’ says Dr. Bhalani. “Little old ladies, grandmothers, will come in and tell us…I know those stories that are out there on the news. But, when they come in here, from minute one, it’s a totally difference experience.”

The office is clean and lively, the doctors are open and friendly and the approach to managing your pain, which employs the latest technological advances, is always, they say, measured and restrained, yet effective.

“There’s not a bunch of guys outside in the parking lot smoking, looking disheveled, looking for pain meds,’’ Dr. Bhalani says. “That’s not the kind of practice we are.”

The kind of practice Florida Pain Medicine is, Dr. Bhalani says, is one that focuses on interventional pain management. “Start-to-finish pain care,’’ he says.

Sometimes, in the best cases, that means opioid management, ice and injections until the patient can complete physical therapy.

“Then, we wean them off pain meds, hopefully with the goal of we never see them again, which means they are doing great and back to living their life,’’ Dr. Bhalani says.

Florida Pain Medicine also offers Transcutaneous Electrical Nerve Stimulation (TENS) and ultrasound therapy.

In other cases, like patients with terminal cancer, Dr. Bhalani says his goal is not to let them live out their last days in misery.

Whatever the malady, “We never force anything on anyone,’’ Dr. Bhalani says.

Pain management means different treatments for different people. Every patient is unique, but the main goal for Dr. Bhalani and his associate at Florida Pain Medicine, Dr. Navdeep Jassal, M.D., is to help their patients return to a normal way of life. Their motto is “Restore Function, Relive Life.”

“We want to get you back to where you can live your life the way you like living it,” Dr. Bhalani says.

A Little Info About The Doctors

Dr. Bhalani, a huge local sports fan and 10-year Tampa Bay Buccaneers season ticket holder who dons a Jameis Winston jersey for home games, has followed in the footsteps of his father, who is a pain medicine doctor in the Ormond Beach area of Florida, as well as several of his uncles and aunts.

In fact, Dr. Bhalani is one of 13 cousins in his family – and all are physicians.

“We don’t know how to do anything else,’’ he says, chuckling and joking that he might raise his kids, who are ages 3, 1 and 10 months old, to be NFL punters.

Dr. Bhalani received his M.D. degree from the Creighton University School of Medicine in Omaha, NE. He also spent two years as a resident at Maryland General Hospital in Baltimore in 2005; was the chief resident at the University of South Florida’s Physical Medicine & Rehabilitation Residency Program; and completed an Accreditation Council for Graduate Medical Education (ACGME) Pain Medicine Fellowship in Interventional Pain Medicine at USF in 2010. He is Board-certified in Interventional Pain Medicine and in Physical Medicine & Rehabilitation.

Dr. Bhalani’s credentials also include sitting on the Board of the Florida Society of Interventional Pain Physicians (FSIPP) as a Director-at-Large, and he is proud of the work the FSIPP did in helping craft the so-called “Pill Mill Bill” in 2011, which forced clinics to register with the state and banned doctors from dispensing opioid prescription painkillers like Vicodin and Oxycodone from their offices. The Prescription Drug Monitoring Program also was implemented, which Drs. Bhalani and Jassal reference to look at a patient’s prescription drug history.

Dr. Jassal says he heard about all the “wild wild west stories” about Florida’s pill mills when he was studying in New York.

“I didn’t believe it until I came down here,’’ he says. “But, it’s improved dramatically (since 2011), thanks to the efforts of Dr. Bhalani and others.”

A car enthusiast and avid runner who sometimes puts in 15 miles on a weekend as a way to relax, Dr. Jassal joined Dr. Bhalani in July after completing a Pain Medicine Fellowship at USF, where he was a student of Dr. Bhalani’s. Before that, he was a resident at North Shore-Long Island Jewish (LIJ) Health Systems and Hofstra North Shore-LIJ School of Medicine in Great Neck, NY.

Most patients Drs. Bhalani and Jassal see are what you might expect — those suffering from back, neck and joint pain. Others have more serious conditions, like poor recovery from back surgery, painful diabetes and even cancer. Each treatment plan varies.

The doctors at Florida Pain Medicine say they prefer a conservative approach. Patients generally will not be prescribed any controlled pain medications on the first visit. The doctors are careful to give a full exam — surprising to patients who have been to other pain medicine doctors — and look over X-rays and other images and notes from the referring doctor. as well as run a urine drug screen.

Dr. Bhalani said he and Dr. Jassal will sometimes suggest a smaller dose of medicine than the patient is currently taking. Others are often offered alternatives to stronger prescription drugs, like local anaesthetic injections (epidurals, for example), anti-inflammatory drugs, physical therapy or even weight loss to relieve pain.

“If that doesn’t work, we’ll use more aggressive measures,’’ Dr. Bhalani said. “We really try to be kind of conservative initially.”

Dr. Jassal says that since joining Florida Pain Medicine in July, he has seen as many patients in six months as he expected to see in nine months or a year. On average, Drs. Bhalani and Jassal see 25-27 patients a day, a number they think is perfect to give them time to give each patient individualized care.

Business has been so good that Dr. Bhalani, who opened his second Florida Pain Medicine on Arbor Ridge Dr. in Zephyrhills on Nov. 16, says he hopes to open another this summer or in early 2007, in Brandon.

The expansion speaks to the popularity of the doctors and the office’s friendly, comfortable environment cultivated by Advanced Registered Nurse Practitioner (ARNP) Louann Brown and office manager Stacye Ciegler.

Dr. Jassal thinks the office’s reputation, which includes strong relationships with local pharmacists and doctors, comes from the way the patients are cared for at Florida Pain Medicine. Dr. Bhalani says he recommends for his patients the same things he would for his own parents: “Literally, that is how we treat every single patient,” he says proudly.

A soft, personal touch and firm recommendations are something Dr. Jassal thinks patients appreciative. Sometimes, an injection, which can relieve pain for months, is suggested instead of a prescription. “Sometimes, they are like wow, I wish someone had recommended this 4-5 years ago.”

Dr. Bhalani says he recently treated a 90-year-old patient who told him, “Well, Doc, if this works as good as the last one, that’d be great,” to which Dr. Bhalani replied, “Oh, the last one helped you?,” and the patient told him that was the reason he hadn’t been back for seven months. “And I’ve been golfing the whole time!,” he said.

Not to be outdone, Dr. Jassal has a 97-year old patient who receives periodic injections, which he says, “keeps her happiness, and her happiness is dancing with her son,’’

Most of the office’s business, Dr. Bhalani says, comes from referrals. He thinks he treats as many local physicians and their family members as anyone in the area.

Dr. Bhalani can do procedures at Florida Hospital Zephyrhills, where he is the director of the Intervention & Pain Program, and at New Tampa Surgery Center on Cypress Ridge Blvd.

However, state-of-the-art pain management procedures are often performed in his Wesley Chapel office, as opposed to the hospital or at ambulatory surgery centers, which helps save patients money.

“The whole spectrum of care gives us flexibility,’’ says Dr. Bhalani.

 To reach either the Wesley Chapel Florida Pain Medicine office (at 2553 Windguard Cir.) or the Zephyrhills’ location (38011 Arbor Ridge Dr.), call 388-2948.

VIP Elite Barber Shop For The Latest Styles & ‘Old School’ Service

ELITE_2Joanne Rivera is a whirlwind of activity. On a tour of the VIP Elite Barbershop on Bruce B. Downs (BBD) Blvd., in front of Live Oak Preserve (next to Marco’s Pizza), which she owns with her husband and Master Barber Omar, she is grinning widely and excitedly talking about the new place.

Joanne thinks VIP Elite is the best place in New Tampa and Wesley Chapel to get your hair cut, and she’ll tell you why, while handing you a small stack of the shop’s business cards to hand out to your friends. She rattles off the special services and perks, like online booking (just go HERE to make an appointment), and takes you on a tour of the VIP area in the back that even has a Hollywood-style backdrop.

“Take your picture, feel like a star,’’ she says, which is what VIP Elite is all about.

She pulls out her cellphone, proudly showing off the shop’s Instagram and Facebook accounts. Joanne is a social media maven, firing off post after post, many with deals for clients.

Omar, on the other hand, is calm, cool and collected as he watches from the front of the store. He explains everything he does and why he does it in a soothing, matter-of-fact manner.

“I love cutting hair; I love giving people a great experience,” he says as he meticulously tends to the client in his chair, leaning in for a closer look at his handiwork, then giving one more buzz-by with his razor.

“The most important thing in cutting hair is the details,” Omar says. “The lines have to perfect.’’

This is how it works at the VIP Elite Barber Shop. Joanne is the energy behind the scenes, a marketing hurricane taking her storm to social media to attract and keep clients; Omar is the quiet artist, intent on making sure those who sit in his chair leave happy, and return later.

Fire and Ice.

“She is my nitro,’’ Omar says.

“It works,” Joanne says, laughing.

ELITE3_1Working Toward A Common Goal

When Omar and Joanne opened VIP Elite Barber Shop in August of this year, they had one goal — to have the classiest, most classic barber shop in town, with exquisite modern touches — a mix of old school and new school.

When you walk into the place, your first impulse is to grab a seat on the comfortable brown leather loveseats in the lobby. There’s even a bar and VIP area in the back — built by Omar himself and nicknamed the “Man Cave” — where you can grab a cup of coffee or tea. Magazines are spread on a table. The TV is on.

The whole place has a warm feel, with subtle, masculine touches. The floor has a brown faux marble finish, the barber chairs are a rich chocolate color, the lights are soft, and the music is just the right amount of funky.

For a split second, you almost forget you are there to get your hair cut.

“When we designed it,’’ Omar says, “we wanted it to feel like home.”

Once in the barber’s chair, there are a myriad of services in which you can indulge.

A regular haircut will run you $20, and it includes a complimentary hair wash if you want it. For kids, it’s just $15. If you follow Joanne on Instagram or Facebook, you might even be able to catch a deal, like the occasional “$10 Tuesday” special.

Edges and shape-ups are $7, and the same goes for beard trims. Mustache and eyebrow trims are $5, or get it all with the VIP Ultimate package for $35.

And, you’ll also get something you won’t find just anywhere — a hot towel, straight-razor shave for $15 that can take 45 minutes and will leave your face feeling fresh and clean.

It starts with a hot warming cream, followed by a hot towel. Omar will then lay down some shaving cream, using a little bit of the foamy stuff and some of the slick stuff. With a straight razor and a steam machine keeping your face moist and warm (and the pores open), Omar delivers a tight shave, then a cold towel, which he says tightens the skin and properly closes the pores. After some moisturizer and a facial massage, if you haven’t fallen asleep in the chair, you may wonder why you ever shaved yourself in the first place.

“That’s just one of the added touches that we think puts us ahead of the other places,’’ Omar says.

“I moved here from New York and was looking for a place, and this is what makes this barbershop unique, you can come here and relax,’’ said Matthew Arriage, one of VIP Elite’s regulars. “It’s nice when you find a barber shop you really like. Other places I’ve been to, they aren’t interested in talking, they just want your get your money and get you out of there.”

Omar is from Manhattan, and Joanne is from Brooklyn. But, believe it or not, they actually met in Ocala as teenagers. It was love at first sight, Omar says, when as a freshman he bravely walked up to Joanne (a junior) and asked her for a date.

They were married in Ocala in 1995, and settled afterwards in Linden, NJ. Joanne went to school to earn her MBA, and Omar took jobs in retail management at Modell’s Sporting Goods, Sears and Home Depot.

He never stopped cutting hair, though. His son Israel would bring friends over, and he’d cut their hair on the back patio. He also cut the hair of friends and family. He got licensed to be a barber but until moving back to Florida last year, never thought about opening his own place.

But, tired of the retail grind and with the long hours that he said took him away from his family and left him depressed during holidays, Omar did decide to open his own business. He studied plans, conceptualized what he wanted, and decided, “I wanted a classy spot. And, little by little, things started falling in place.”

No one was happier than Joanne, who also works at Citigroup in Tampa.

“He always had such a good eye for it,’’ she said. “He wanted a nice gentlemen’s place, and he wanted to do what he loves.”

Omar built the front counter and the Man Cave himself and the Riveras attended an Orlando salon trade show and after lots of testing, decided on El Patron and Billy Jealousy skin and hair products for their clients. Israel, 19, got his license recently and also works in the salon with his dad. Israel also has picked up his mom’s touch for marketing, suggesting some beard oil and conditioner to a pair of customers following their haircuts.

Since opening VIP Elite, Joanne and Omar say business has been good, and getting better through word of mouth. She says they have 350 clients in their system already, and are working hard to retain them and attract others. Joanne believes she and Omar have something special, something she is happy to trumpet daily on social media. She works to keep Omar and his staff of five barber stylists busy, and their job is to deliver on the promise to give customers an experience worth repeating — and a look they will want to keep.

It’s a simple formula, Joanne says.

“We’re not here to be average.”

VIP Elite Barbershop is located at 20309 Bruce B. Downs Blvd. You can follow Joanne and Omar on FACEBOOK or on INSTAGRAM at vip_elite_barbershop. Online, find them at vipelitebarbershop.com or reach them by phone at 813-994-4057.  

 

 

Florida Orthopaedic Institute opens 10th office, in Wesley Chapel

WEBTEpting
Dr. Timothy Epting

With 25 years of experience treating patients throughout the Tampa Bay area, the doctors and staff at Florida Orthopaedic Institute are excited about their newest office, located in the Shoppes of Wesley Chapel on Bruce B. Downs (BBD) Blvd., directly across from Florida Hospital Wesley Chapel (FHWC). The newest office has begun accepting patients, which is helping Florida Orthopaedic Institute meet the increasing demand for specialized orthopaedic care that can help residents of Pasco County stay active.

The Board-certified doctors and surgeons at Florida Orthopaedic Institute have been recognized globally for their expertise. Headquartered in North Tampa, there are nine other locations for patients who live in or near Bloomingdale, Brandon, Citrus Park, Northdale, Oak Hill/Brooksville, Palm Harbor, South Tampa, Sun City Center and Temple Terrace.

Wesley Chapel is the 10th Florida Orthopaedic Institute office, and will offer physician services, physical therapy and X-rays. Additionally, three Board-certified physicians staff the new office:

Christopher Baker, M.D., a fellowship trained specialist in sports medicine and shoulder reconstruction; Brian Palumbo, M.D., who specializes in hip and knee replacement surgery, with a focus on diagnosing and treating hip and knee arthritis, and Timothy Epting, D.O., who focuses on injuries and disorders of the foot and ankle, as well as general orthopaedic conditions.

In order to maintain the highest level of orthopaedic skill, Florida Orthopaedic Institute only employs doctors who have fellowship training.

“This additional training is just part of what sets us apart,” says Dr. Baker, “especially when the sophisticated work of joints is involved. In order to keep our patients active, the precision of the treatment is paramount to success.”

WEBBaker
Dr. Chris Baker

Dr. Baker has been with Florida Orthopaedic Institute for two years and has practiced in the area for five. He graduated cum laude with his M.D. degree from the University of Florida in Gainesville and completed his residency in Orthopaedic Surgery at the University of Pittsburgh Medical Center. His fellowship at the Steadman Hawkins Clinic of the Carolinas (in Spartanburg, SC) gave him an extra year of study in sports medicine and shoulder reconstruction, making him the only fellowship-trained shoulder specialist in eastern Pasco County.

Dr. Baker has been very influential in Pasco County’s high school athletics since he assisted in opening the sports medicine programs at Wesley Chapel and Zephyrhills high schools. He also treats professional athletes and has served as the orthopaedic & sports medicine physician for the Tampa Bay Storm Arena Football League team.

Dr. Baker does more than just care for athletes. He also treats patients who have shoulder pain stemming from aging or injury. Many patients avoid shoulder treatment because they are afraid they will need surgery or because of the misconception that pain is a normal part of aging, but Dr. Baker always informs his patients about available alternatives.

“There are a lot of options other than surgery, like physical therapy or cortisone injections,’’ he says. “Our mission is to do what is best for the individual patient.”

Even when surgery is necessary, Dr. Baker says he does not go straight to invasive surgical techniques. He uses the latest technologies and says that many repairs are done with an arthroscope to minimize incisions. Other doctors at Florida Orthopaedic Institute, like Dr. Palumbo, also believe that minimizing surgical trauma and muscle damage should be a high priority for any surgeon.

WEBPalumbo
Dr. Brian Palumbo

Before studying medicine, Dr. Palumbo served in the Special Operations Command for the U.S. Air Force. He later earned his M.D. degree from the University of South Florida in Tampa, where he also served as a resident in the Department of Orthopaedics & Sports Medicine. He also attended a one-year surgical fellowship at the combined residency program at Harvard Medical School’s Harvard Orthopaedics in Cambridge, MA, and at the Brigham & Women’s Hospital Department of Adult Reconstruction in Boston.

Dr. Palumbo specializes in hip and knee arthritis management, joint replacement surgery and the treatment of problematic or painful hip and knee joint replacements. He is Board-certified by the American Association of Hip & Knee Surgeons and the American Academy of Orthopaedic Surgeons.

One method Dr. Palumbo uses to minimize surgical trauma is the direct anterior approach (DAA) for hip replacement surgery. He explains that, “Rather than cutting through or damaging muscles, (with the DAA approach) you’re simply spreading certain muscles to the side, using their natural tissue planes. It’s like opening a window versus breaking through it.”

For knee replacement candidates, Dr. Palumbo offers partial (rather than total) knee replacements whenever possible. He feels that sparing hip and knee joint muscles and preserving bone (when possible) can lead to improved and faster recovery and exceptional long-term outcomes.

Dr. Palumbo firmly believes in the importance of fellowship-trained, specialized surgeons. “The added training and expertise this provides allows us to care for complex failed and painful joint replacement issues,” he says. “ Approximately 30 percent of joint replacements I perform are re-do replacements for old or failed joint replacements.”

Educating patients is a core philosophy at the Florida Orthopaedic Institute, whose surgeons encourage patients to seek out options to ensure that they are getting a doctor who is experienced in treating their particular type of injury.

Dr. Epting is new to Florida Orthopaedic Institute, bringing expertise in injuries and disorders of the foot and ankle. He also is Board-certified in orthopaedic surgery, with fellowship training from the University of Pennsylvania in Philadelphia.

Prior to joining the Florida Orthopaedic Institute team, Dr. Epting served three years as an attending orthopaedic surgeon at the Naval Hospital in Jacksonville, FL. He also served as an orthopaedic surgeon in Operation Enduring Freedom in Afghanistan and was awarded the Meritorious Service Medal in 2010. “My military experience and fellowship training allow me to explore all options for my patients so they can receive the best possible care,” he says.

You can visit Florida Orthopaedic Institute’s new Wesley Chapel office at 2653 BBD, or visit FloridaOrtho.com for more information. Florida Orthopaedic Institute is open Monday-Friday, 8 a.m.-5 p.m. Call (800) FL-ORTHO to make an appointment or to talk to a staff member. — Submitted to & edited by Wesley Chapel Neighborhood News.

Connected City bringing promise of hi-tech community to Wesley Chapel

connectedcityart2Paul and Marie Miller moved from Tampa to Wesley Chapel two years ago to get away from city living and to enjoy the country life. They bought 10 acres just north of S.R. 54, and figured they would spend their free time on their quiet, rural property.

However, the city may not be such an easy place to escape.

A Connected City, which began planning in late 2014, is coming to a 7,800-acre area running north from Overpass Rd. in Wesley Chapel to S.R. 52 in San Antonio, and west from I-75 to Curley Rd. The Connected City is touted by developers and planners as a first-of-its-kind high-tech community with emphasis on gigabit internet access, job creation, alternative transportation along integrated roadways with two first-in-the-country man-made crystal lagoons all bolstered by a detailed 50-year plan.

Metro Development Group, a Tampa-based company, is leading the planning for the area. It owns about 30 percent of the property in the area, but will welcome the participation of other developers , doing everything from residential to commercial and retail.

Metro is already building one housing development at Epperson Ranch, and will begin construction on another starting next year. It also intends to build developments for office, retail, multifamily and light high-tech manufacturing.

Heidt Design LLC, which was also involved in the adjoining 22,000-acre Villages of Pasadena Hills in Zephyrhills – Pasco County’s largest development — was hired by Metro “to augment Pasco County’s resources to do this very special plan,’’ said Pat Gassaway, Heidt’s president.

connectedcityartThe Miller’s property, however, may be in the way of progress.

For the past two months, a series of community meetings have been held at Wesley Chapel Elementary (WCE) to address concerns of residents in the 7,800-acre area, some of whom will be displaced.

A fifth and final community meeting will be held on Wednesday, January 13, 6 p.m., also at WCE — to discuss the connected city corridor, a pilot program which was created by a Growth Management bill (SB 1216) which speeds up the process for creating city-connected corridors. For the 10-year length of the pilot program, there will be no state oversight.

Roads were the hot topic of conversation at the last community meeting. Construction on Overpass Rd. and Curley Rd., where four of the eventual six lanes of both roads are being built, is already under way. The project’s network of roads, approximately 144 lanes miles with 82 additional miles for alternative transportation, were presented to the 50 or so people in attendance at the last meeting on Dec. 2 on large poster boards with residents encouraged to make suggestions.

The Millers took a black magic marker and redrew the one road that concerns them the most — the one planned to run right through their property in the southeast corner of the Connected City area.

“I think the idea of a Connected City is awesome, but as it is right now, the road going through our property isn’t going to let us enjoy our property, our little oasis,’’ said Marie Miller. “I’d prefer this be done on a blank slate of land, not disrupting (existing) landowners.”

Many in attendance at a contentious Dec. 2 meeting say they also will be disrupted, either by the proposed roadways or the construction that will be required to build them. Bigger roads will equal fewer homes and less of their property, they said, especially along Tyndall Rd., the topic of most of the discussion at the last two meetings.

CCmap1“What’s in this for us?,’’ asked someone in the audience. Others said that the only ones benefiting would be the developers who were making money on the Connected City.

Gassaway, while acknowledging that some residents will be displaced, replied that the roadways and infrastructure, “will benefit everyone in the area.”

At a Pasco Board of County Commissioners (BCC) Workshop at the Historic Courthouse in Dade City a few days later (on Dec. 8), Gassaway told county commissioners that there would be pushback on some of the items, including resistance from some residents on giving up their land and way of life. “But I’ve also had people come to me and say ‘This is a great idea, I can’t wait for you to buy my land,’’’ he added.

The Millers have hope changes can be made so roads bypass their land, but have resigned themselves to the possibility of having to sell.

“We have zero control,’’ Paul Miller said. “We realize they are coming and are going to do what they want to do, we’re just trying to gather the info so we can get the most value for what we feel the value of the property is.”

Gassaway noted that local residents can still have some effect on the roadway plans.

He noted that the most constructive and feasible recommendations from the Dec. 2 meeting could be implemented in the future. While six-lane roads are going to be mostly straight and therefore, “the amount of wiggling you can do to meander around constraints is somewhat limited,’’ Gassaway added that planners can be much more flexible when making changes along a smaller, winding path like Tyndall Rd.

“Well, we’re not aiming for them,’’ Gassaway said of the homes in the development area, but he won’t be able to pinpoint the exact number of the approximately 250 possible homeowners who might be affected until the latest community recommendations are studied.

The Allure Of Speedy Internet

Internet companies are always touting faster speeds to lure new customers. But what if you could upload an hour of high-definition video to YouTube in five seconds, or back up a 500Gb hard drive in less than 10 minutes, or load your entire photo collection to the cloud in half that time?

Those possibilities, and more, are coming to Wesley Chapel.

Last week it was announced that because of the connected city plans, Wesley Chapel will be home to the first planned “Smart Gigabit Community” in the United States to be built from the ground up, with a fiber network offering blazing internet speeds and serving as the backbone for new advances in education, healthcare, public safety and energy and transportation.

The “Smart Gigabit Community” will be the heart of the connected city corridor.

“It will ignite the next generation of American innovation,’’ Kartik Goyani, Metro’s vice president of operations, told commissioners on Dec. 8.

Wesley Chapel is already home to blazing fast ULTRAFi in the Union Park development, and cities like Kansas City and Cleveland and Austin, TX., neighborhoods are home to gigabit speed internet.

But US Ignite, a non-profit organization established in cooperation with the National Science Foundation and the White House Office of Science and Technology Policy, will work with Metro Development Group to make the connected city the first to install the network at the beginning of community development.

The allure of gigabit internet, however, has taken a backseat with the older crowds at the community meetings. Instead, residents want to how development will impact the Floridan aquifer, how sewers and sinkholes will be dealt with, and how the area, which has been beset with flooding the past few years, will handle any more water.

Previous meetings have addressed other issues that also have raised the ire of locals. The Nov. 4 meeting at WCE raised concerns about the loss of rural life and the potential impact on the environment. Residents questioned Gassaway about the possibility of fracking coming to the area, while others were concerned about population densities.

A handful of residents wanted to make sure the environment was protected. Of the 7,800 total acres of land to be developed, 1,838 of those are protected wetlands.

Gassaway said the plan will eliminate 178 acres of wetlands, but the remaining wetlands will be enhanced to yield a net gain, bringing the total wetland area in the project to 2,100 acres, although some residents were skeptical due to what they feel are already-weakened environmental protections, no state oversight and a stated desire by stakeholders for speedy permitting.

All local, state and federal rules will be followed in upland habitat management, said Kyle Parks of B2 Communications, which is working with Heidt.

There also have been concerns about traffic, with one resident pleading for cloverleaf exit ramp designs at the existing I-75/S.R. 52 and the planned I-75/Overpass Rd. exchanges to keep traffic flowing, while others worried about the disruption construction would have in an area where many of the roads are two-lane dirt paths and where people have traditionally come to expect to live in privacy.

Some of those roads in the initial designs are planned to go near or through the property of some residents, like the six lanes that split the Millers’ 10 acres.

Miller and others said they hoped once Heidt and Metro saw which homes were disturbed most by roadways, changes in the proposed roadway designs could be made.

While a dozen or so residents raised their hands to ask questions at the Nov. 4 meeting, not everyone expressed skepticism.

Margie Tingley, who owns Tingley Systems Inc., a technology-based company in San Antonio, moved here in 1981, said the Connected City and the progress it promises will be great for the area.

“If this can go forward the way it looks, and everyone can buy into it, the whole area will be put in the spotlight,’’ she said.

Edward Jones Financial Services Can Help You Get Retirement-Ready

EDJONESBy Celeste McLaughlin

William Morales of Edward Jones Financial Services, located across Bruce B. Downs Blvd. from Florida Hospital Wesley Chapel can help you with your retirement and other financial planning needs…and much more.

Morales and office administrator Nancy Carazo previously worked together at the Edward Jones office in Tampa Palms before moving to their current Wesley Chapel location.

Financial advisor William Morales, AAMS (Accredited Asset Management Specialist), and longtime branch office administrator Nancy Carazo make up the Edward Jones Financial Services team in the Windfair Professional Center, located across Bruce B. Downs (BBD) Blvd. from Florida Hospital Wesley Chapel (FHWC).

Morales and Carazo have been serving clients in this location since 2012, when they closed their Tampa Palms office and moved it to Wesley Chapel. Morales had joined the company in 2009, while Carazo celebrated her 21st anniversary with Edward Jones this fall.

“I always wanted a Wesley Chapel branch,” says Morales, who lives in Meadow Pointe with his wife and two daughters, both of whom attend the Pasco-Hernando State College Porter Campus at Wiregrass Ranch. Carazo also lives in Meadow Pointe, making the Wesley Chapel office a convenient locale for the pair to serve their neighbors and community.

“We are a full-service agency, and I wear many different hats,” explains Morales. “When I work with clients, I may serve as their stock broker, insurance agent and bond dealer. At its core, my work is as a financial planner.”

He explains that he helps his clients in any of five different core areas, depending upon each client’s stage of life and their individual needs:

  • Planning for a comfortable retirement (for those who are currently working)
  • Enjoying retirement (for those who have already retired)
  • Paying for education
  • Preparing for the unexpected
  • Saving money on taxes

 

“In 1922, Edward Jones, Sr., founded the firm, which he passed on to his son, Ted,” explains Morales. “When Ted passed, he left the company to the employees, making it the only financial services firm of its size that is held privately.”

Morales explains that this means Edward Jones is unique in the industry, as it is not a publicly traded company itself, and has no Board of Directors and no shareholders, so his singular focus can be on pleasing his clients. Edward Jones branches are independently owned and small, but they are not franchises. All 11,500 branches throughout the U.S. and Canada are held by Edward Jones, which is headquartered in St. Louis, MO.

Morales works with his clients through a five-step process, starting with “Where am I today?” and “Where would I like to be?” Then, he says, the next steps — “Can I get there?” and “How do I get there?” — are his job. Once he’s worked with his clients through those steps, Morales says he continues to advise them to determine, “How can I stay on track?”

“I take care of financial affairs for a select group of families in our area,” he says, “with about half of my clients working families, and the other half already retired.”

He says this “select group” of both working families and retirees is limited not by any particular criteria, but because he limits himself to maintaining a small group of clients so that he can manage all of their needs well.

“If we get too big, we lose that personal touch,” he says. “(It makes it) tough to deliver the same level of service.”

Morales says the most important thing to do when you’re looking for a financial advisor is to find someone you can trust and can hopefully work with for the rest of your life.

“The person has to be someone you like, someone who makes you feel comfortable,” he says.

Another piece of advice he gives is this: “Don’t let your emotions drive your financial decisions. For example, if your favorite store has a 50 percent off sale, you’d probably run to go shopping. Yet, with stocks, many people get scared when the price drops, so they want to sell, rather than buy.” In other words, he adds, “to meet your long-term goals, don’t let your emotions get you off track.”

Morales also says that many people see the stock market in their daily lives but don’t know what it actually is or how it affects them. For example, you may hear a change in the Dow Jones Industrial Average reported on the nightly news. But, the Dow only tracks the price of 30 large companies, he explains. If you don’t own any stock in those companies, what happens with the Dow is less relevant to you. “It’s much more important to understand what financial products you’re invested in,” he says.

And, educating his clients about those companies (and financial products) is a big part of what Morales does every day. In addition to equity investments, such as stocks, Morales also offers his expertise regarding annuities, retirement plans, estate considerations, education savings, fixed-income investments such as bonds and certificates of deposit, individual retirement accounts, life insurance, mutual funds, as well as saving, spending and borrowing solutions.

EDJONES3_1Satisfied Customers…

Roy and Jane Spencer first encountered Morales when they moved two years ago to the Wesley Chapel subdivision of Watergrass from Arizona. They were working with a financial planner there, but say they weren’t happy with the service they were getting. They had a life insurance policy managed by Edward Jones, so Morales reached out to them, asked them a few questions about the policy, and invited them in to talk.

The Spencers agreed to meet with him, but thought they might be setting themselves up for little more than a sales pitch. They were soon thrilled to find out that they were completely wrong.

“William isn’t a sales guy,” says Spencer. “I’m in sales, so I know when someone’s trying to sell me something. Sitting with him really feels like chatting in someone’s living room. He knows his stuff, and he really cares. ”

Spencer says he left that initial meeting saying to his wife, “This is the type of (customer) service we’ve been missing.” He continues, “The stuff William knows is crazy. I try to do some research on my own, but after I spend an hour with him, I feel smarter and a lot more confident about the future.”

He says his entire experience with Morales has been positive, and unlike anything he’s had experienced in the past.

“I used to think I needed to have millions of dollars to get this kind of advice,” he says. “To have access to this level of service with a more middle income is amazing. And it’s important, because my future is in his hands.”

Morales concurs. “My job is relationship driven. I have to do the ‘nerd work’ and crunch the numbers, but most of what I do is serve my clients, and there’s no cost for advice.”

Morales explains a first-time appointment with him is similar to visiting a new doctor. “I’m going to ask you a lot of personal questions, so I can really understand what’s going on with you financially,” adding that he uses financial questionnaires and conversation to help determine his clients’ needs.

Once someone becomes Morales’ customer, they can choose to pay a flat annual fee for Edward Jones to manage all their assets or the more traditional method, where Morales receives his payment from the mutual funds, insurance policies and other investments he sells.

“One thing that makes us unique from our competition is that there are no Edward Jones investments to sell,” says Morales. “We sell the products of all the other companies, such as Fidelity, for the same cost to you as if you bought directly from them.”

Morales recommends working with a large firm, such as Edward Jones, “because the big firms have oversight. Unlike independent financial planners who don’t work for a larger company, Edward Jones has measures in place to watch what I do.”

Before joining Edward Jones, Morales was president of a mortgage company in New Tampa and served six years in the U.S. Army Ordinance Corps, spending four years stationed in and around Kuwait. Originally from New York City, Morales and his family moved to Tampa, where he graduated from Chamberlain High.

For more information, call branch office administrator Nancy Carazo at 991-7034, and she’ll schedule your appointment with Morales at the Edward Jones office in Wesley Chapel. You can also stop by the office at 2748 Windguard Circle, Suite 101 (in the office plaza behind The Hungry Greek).