Our Return To St. Pete Beach — Still Recovering As The 2025 Hurricane Season Begins 

St. Pete Beach has been an important part of mine and Jannah’s relationship since we first started dating ten years ago. It’s where we were married six years ago and where have spent some of the most magical times of our lives — with the most beautiful sunsets, the greatest live music and some of the most delicious meals we’ve ever enjoyed together. 

But, as pretty much everyone knows, all of the Gulf beaches from Clearwater south to St. Pete were devastated by last year’s trio of major hurricanes, especially Hurricane Helene, which made landfall as a Category 4 hurricane in the Big Bend region of Florida on Sept. 26 of last year. That was only six weeks after Hurricane Debby brought record flooding, also to the Big Bend area, despite “only” hitting as a Cat 1, because the storm stalled along the Gulf coast of our state. Helene was followed less than two weeks later by Cat 3 Hurricane Milton, which did as much damage to inland areas as it did to the coast. 

But, Helene — which hit roughly 35 weeks before the 2025 Memorial Day weekend, when Jannah and I finally returned to St. Pete Beach — did the most damage of the three storms to Pinellas County’s beloved beaches. 

That means its been eight eight+ long, difficult months for the hotels, restaurants and merchants in those Gulf Coast communities, so even though we’d seen and read news reports about how difficult it’s been for those areas to fully recover, we (wrongfully) assumed things had to have gotten back almost to normal by now. Um, no. A thousand times no. 

During our visit, we drove from Pass-A-Grille Beach, at the southern tip of the strip, almost to the Sand Key Bridge just south of Clearwater and, even though the weather was beautiful and there were still plenty of great places open for business, what we found saddened us to our cores. 

Don Cesar construction
A favorite breakfast place, The Frog Pond, closed.

Pass-A-Grille seemed mostly intact, but the fabled Don Cesar Hotel had only recently reopened and still was not fully restored to its former glory. 

Still closed were many of our local favorite St. Pete Beach haunts like the Bellwether Beach (formerly the Plaza Grand) Hotel, home to the popular rotating Level 11 rooftop bar and Spinners restaurant. Even the Beachcomber Resort, home to our favorite live music spot Jimmy B’s, was still shuttered. Popular restaurants like The Frog Pond and further south to Caddys on the Beach (photos) also were still shut down, although the owners of Caddys at least had a tented bar, food trucks and picnic tables on-site so those enjoying the live music at Ka’Tiki across the street could come out to take in the still-breathtaking sunsets. 

Sunset at Caddy’s
The Spazmatics were great at Ka’Tiki, across from Caddy’s.

We continued north through Treasure Island, where the fabled Thunderbird Beach Resort, which opened in 1957 and had survived many hurricanes and tropical storms, had never reopened since Helene and was getting ready to be demolished. 

We then headed to John’s Pass, which was mostly reopened, although our bartender at the Pirates Pub & Grub told us that all of the first-floor businesses on the boardwalk had 5-7 ft. of water inside them and had to be completely renovated for weeks and even months, while the second floor restaurants and shops were pretty much still OK. 

California Roll from the 82 Degrees restaurant at Tge Saint hotel
Pasta with Grilled Chicken from the 82 Degrees restaurant at Tge Saint hotel
This grouper bites appetizer at Chill Restaurant & Bar on Corey Ave. was the highlight of our stay.

Continuing north of John’s Pass, through Madeira Beach, the Redingtons, Indian Shores, Indian Rocks and Bellaire, where it has always been less crowded, also was chilling. Those areas seemed even emptier than usual. And yes, I realize that Sand Key, Clearwater Beach and Dunedin, forming the more northern, but equally touristy, part of the Pinellas strip, are all also still suffering, even though we didn’t drive that far during this visit. 

And again, our stay was the better part of a year after all of this devastation, so it was hard not to have a queasy feeling about what might be in store for our favorite beach communities this year, as the 2025 Hurricane Season began the day (June 1) that I wrote this story. 

All I can say is that until we get word that our amazing beaches are again in the projected track of a storm, Jannah and I plan to return to — and pray for — St. Pete Beach as often as we can. 

Compass Claim Solutions Can Help You Receive The Insurance Claim You Deserve! 

Wesley Chapel resident Shawn Thompson (2nd from left) and his team at Compass Claim Solutions will work hard to make sure you receive the insurance settlement you deserve when your home or business suffers damage, whether from a storm, fire, flood or any other cause. (Photo provided by Shawn Thompson) 

When disaster strikes, dealing with an insurance company can be one of the most stressful and frustrating parts of your recovery. For many homeowners and business owners in Florida, navigating the complexities of insurance policies and securing a fair settlement can feel overwhelming. That’s where Compass Claim Solutions steps in — offering expertise, advocacy and a guiding hand through the often-confusing world of property insurance claims. 

Founded by Shawn Thompson in Wesley Chapel, Compass Claim Solutions is a public adjusting firm dedicated to representing policyholders during — and even after — the insurance claims process. With more than a decade of experience in the industry, Shawn has built a reputation for helping clients secure the compensation they deserve after damage from storms, fires, floods and other disasters. 

From Retail To Advocacy 

Shawn’s journey to becoming a public adjuster is an inspiring story of career transformation. A Florida native, Shawn graduated from St. Leo University near Dade City in 2003 with a degree in Business Management. He spent 10 years climbing the corporate ladder in a “Fortune 5” retail company, honing his skills in management, negotiation and customer service. However, in 2012, a family connection introduced him to the world of public adjusting, which is when he says he found his true calling. 

“When I learned about public adjusting from my brother-in-law, I saw how much of a difference an advocate could make for homeowners,” Shawn says. “I knew I wanted to be part of that process — helping people when they need it most.” 

After completing a year-long apprenticeship, Shawn obtained his public adjuster’s license and has since helped thousands of clients navigate their insurance claims. Today, Compass Claim Solutions serves homeowners and businesses across Florida, often traveling to communities hit hardest by hurricanes and severe storms. 

What Does A Public Adjuster Do? 

Insurance policies can be complex documents, full of jargon and fine print that many policyholders struggle to understand. When property damage occurs, the insurance company sends out its own adjuster to assess the damage and estimate the payout — but that adjuster works for the insurance company, not the policyholder. 

A public adjuster like Shawn, however, works exclusively on behalf of the policyholder. His job is to thoroughly evaluate the damage, prepare detailed estimates and negotiate with the insurance company to ensure that the client receives a fair settlement. 

“Our goal is to level the playing field,” Shawn explains. “Insurance companies have experts working for them — policyholders should have [an expert] on their side, too.” 

Compass Claim Solutions handles a wide range of claims, including those related to hurricanes, floods, lightning, wind, fire, mold, theft and plumbing issues. The company offers free consultations, guiding clients from the initial claim filing through the final settlement. 

The ‘Umpire Process’ 

One of the unique aspects of Compass Claim Solutions’ services is Shawn’s involvement in the insurance appraisal and what is known as the “umpire process” — a little-known but critical step when claims are disputed. 

If an insurance company and a policyholder cannot agree on the amount of damage or the cost of repairs, both parties may choose to enter into the appraisal process. Each side hires an independent appraiser to assess the damage. If the two appraisers cannot reach an agreement, they select a neutral third party — known as an “umpire” — who reviews the estimates and makes a final, binding decision. 

As a certified insurance umpire, Shawn is often called upon to serve as that neutral third party in these disputes, bringing his extensive knowledge and fair judgment to the process. 

“The umpire process helps ensure that both sides get a fair shake,” Shawn says. “It’s about finding common ground and making sure the policyholder gets what they’re owed. 

Going The Extra Mile 

Clients of Compass Claim Solutions consistently praise Shawn’s professionalism, dedication, and attention to detail. The company’s 4.9 stars out of 5 on Google (on 50+ reviews) attest to his prompt communication and proactive approach. 

“Shawn is amazing,” client Brian S. wrote in his 5-star review on Google. “He was prompt on returning calls, very thorough in his evaluation of the damage, and extremely proactive in dealing with the insurance company. He turned a stressful situation into a positive outcome.” 

Client Carol G.’s 5-star review says, “I was denied by my insurance company for not taking pictures after my front doors blew open during Hurricane Ian. Shawn worked wonders for me and got me enough money to fix the important issues in my home. He was very kind and easy to work with. I highly recommend using Compass Claim if you ever need a public adjuster. I’d give him 20 stars if I could.” 

It’s this commitment to going above and beyond that has earned Compass Claim Solutions a stellar reputation in the community. 

Beyond his work in public adjusting, Shawn is an active member of the Wesley Chapel business community. He serves on the Membership Committee of BNI Alliance, a local chapter of Business Networking International (BNI) of West Central Florida, where he collaborates with other professionals to foster business growth and networking opportunities. “I believe in giving back to the community that supports us,” Shawn says. “Whether it’s helping homeowners through the claims process or participating in local events, we want to make a positive impact.” 

Navigating an insurance claim can feel like an uphill battle, especially in the wake of a disaster. With Compass Claim Solutions, clients gain more than just an advocate — they gain a partner dedicated to serving their best interests. 

From the initial consultation to the final settlement, Shawn Thompson and his team provide the knowledge, persistence and compassion needed to help clients rebuild and move forward. With Compass Claim Solutions on your side, you don’t have to navigate the claims process alone — you have a trusted partner and guide every step of the way. 

Shawn Thompson’s Compass Claim Solutions offers free consultations. For more info, visit CompassClaimSolutions.com or call (352) 502-5928. 

Hurricane Milton Aftermath — Of Tornado Near Misses & What You’re Dealing With Here

As I reflect on the horror that was — and still is for many people — Hurricane Milton, I am both happy and a little guilty to report that our power is back on (at the Silversaw Apartments on the north side of S.R. 56, west of I-75), our complex seemingly suffered little to no structural damage, the traffic signals are working and many of the stores and restaurants have been able to reopen in our area.
 
But, believe me, I know this is not the case for a large number of our readers and the State of Florida in general. And, I once again feel powerless to help, other than maybe to donate money to disaster relief, which won’t necessarily benefit the local residents in need.


Jannah and I went to stay with her daughter in Port Saint Lucie — yes, the same Port Saint Lucie (and St. Lucie County) that took the brunt of the 126 tornado warnings and nearly 40 verified tornado touchdowns as Milton’s outer bands were first reaching the “Sunshine State” early on Thursday afternoon. One of those tornadoes, which touched down less than five miles from where we were hunkered down, tore the roof off the city’s Police Department and another that hit Ft. Pierce (only 12 miles from us) is responsible for the deaths of at least five people in one subdivision — the Spanish Lakes Country Club. 
 
Scary stuff, to be sure, but those near misses were the worst we dealt with from the storm and we got an email that the power had somehow already been restored at Silversaw on Thursday night. We definitely saw less rain and wind in Port Saint Lucie than pretty much anywhere other than Miami and other areas in the southeastern corner of the state.
 
My mom, who lives in downtown Sarasota, made the decision to stay in her high-rise apartment building, which did lose power but had a backup generator that kicked in and her hurricane windows held up just fine. Even so, she was alone with her cat in her apartment and said that the winds — which exceeded 100 mph upon Milton’s landfall in nearby Siesta Key (which already had been devastated by storm surge from Hurricane Helene) — never seemed to let up from what she could only describe as a high-speed train sound right outside those windows for more than six hours. I’ve seen comments on local Facebook community pages that tell a similar story about the conditions here for those who didn’t evacuate.
 
On our drive back yesterday, which included passing through the “war zone” that is now Ft. Pierce, we saw dozens of downed power lines, non-working traffic signals and tons of damage. We felt even more fortunate — but maybe also even more guilty — to have a place to return to that has electricity and running water with our lives pretty much able to resume back to “normal.”


 
But, I know that simply isn’t true for everyone who receives our publications. Photographer Charmaine George and freelance writers Celeste McLaughlin and Iris Vitelli still have no power and TECO (Tampa Electric Co.) has told its many thousands of customers that they “hope” all power will be restored by next Thursday. That would be almost an entire week with no electricity, which is horrible to think about until you consider those who lost their homes completely and whose lives are changed forever.  
 
We have seen the buckling of a portion of Curley Rd., the flooding of the Shoppes at New Tampa plaza (BBD Blvd. at S.R. 56), trees that fell on people’s houses and many more truly frightening things that have happened since Thursday night. 
 
And, the effects of Milton clearly haven’t left us yet entirely, either. Just today, the National Guard and other military and law enforcement personnel had to help evacuate the Enclave development on Wesley Chapel Blvd.(not to be confused with The Enclave subdivision of Meadow Pointe or The Enclave Apartments on S.R. 56) because of the flooding of the nearby Cypress Creek. Flooding continues to be an issue for a lot of our other readers, too, and many have structural damage to their homes and what could be long waits for insurance claims to be processed and paid, while also having to find temporary shelter.


 
In other words, just because you and I don’t have the same full-fledged disaster on our hands doesn’t mean your neighbors are all OK. I have seen some of the nastiest comments back and forth on local Facebook communities and have seen and heard of people being nasty to workers at Costco, local restaurants and especially, at local gas stations, many of which weren’t able to replenish their supplies until this morning. It’s obvious that many people do still have to fill gas cans because they do still need to run their generators because they still don’t have power. Please try to avoid getting gas right now if you already have more than half a tank, in order to let those who desperately need it now get it. We all hate waiting on lines for things, but we don’t need to hate or fight or threaten each other because we have to do so.
 
I am praying for a speedy recovery for everyone from this but sadly, I know that many have a lot of “bad road” ahead of them. Please email me at ads@ntneighborhoodnews.com (mailto:ads@ntneighborhoodnews.com) if you have ideas about what those of us who are already recovering from Milton can do to help those who aren’t. Also feel free to send me a note about what you or someone you know are going through and please let me know if you want me to share that information with our readers, even if you want it to remain anonymous.

Hurricane Horrors & Feelings Of Helplessness; Plus, Teeghan Brightens My Day! 

As I am writing this, Category 5 Hurricane Milton is bearing down on Florida, but I was still two+ days from knowing exactly where it would hit and how bad things might get in New Tampa, Wesley Chapel and my apartment near I-75 in Lutz. 

What I do know is that although Milton is taking a completely different track towards Florida than Hurricane Helene did, there is no doubt that another large swath of the Florida peninsula is about to take another direct hit from Mother Nature. 

And, based on what we saw with Helene, which devastated the Gulf coast from Ft. Myers to the Big Bend, that is just terrifying. 

The thing is, by the time you receive this issue in your mailbox, you’ll already know who got hit with the worst of Milton and what is being done to help those in that direct path survive and recover from what could be the strongest-ever hurricane to make landfall in U.S. history. 

And this time, folks like us who are 30 miles inland aren’t safe either. No, we won’t have to deal with storm surge, but we could certainly have localized flooding, possible long-term power outages, downed power lines, flying debris, etc. 

Even so, we probably will still be better off than those who live along either coast of the “Sunshine” State. Hopefully, our homes, apartments and businesses will hold up under a day or more of heavy wind and rain. This is not a case of “run from the water” for us; it’s a case of “hide from the wind.” 

But, that doesn’t mean that the uncertainty of it all isn’t still scary for us — especially anyone with young children or older relatives who end up in the teeth of the storm. 

After Helene — as I’m sure many of you did — I had these horrible feelings of both guilt and helplessness. I wanted to help those impacted by that brutal storm surge, but instead, I continued to do what I had to do to make a living, take care of my wife and make sure my kids were OK. 

And, while I hope to be in the same position after Milton is gone, I also desperately do not want to see those who already lost everything have to go through it all again. With so much debris already strewn all over Florida’s Gulf coast, to have to see that debris picked up by even stronger winds and turned into projectiles hitting the few coastal homes that made it through Helene without having to be torn down, is too horrifying for words. 

Although Jannah and I never lost power and had no damage or flooding from Helene, we saw a number of people lament on Facebook, especially in Wesley Chapel, that they did lose power for a few hours or even days. I also saw people who said those folks had no right to feel sorry for themselves, considering what people who live near the Gulf were going through. 

It’s always easy for anonymous people on social media to tell other people what they have a right to feel. If you’re safe and sound, despite losing power, it’s still scary until the lights come back on, especially if it’s your first time experiencing a major storm. And, if someone in your home is on dialysis or needs to have their CPAP machine working in order for them to sleep properly, that fear is compounded. In other words, while I feel horrible for everyone who is still suffering from Helene and whoever ends up going through that horror again with Milton, I would never tell someone who only lost power for a few days that they didn’t have the right to feel badly for themselves. 

But, while I felt guilty for not doing anything to help anyone else after Helene, I know there will be even more people needing even more help once Milton has left the building. 

Feel free to let me know what you or anyone you know did to help people during Helene’s aftermath and I would be happy to relay those stories to our readers so they can perhaps figure out for themselves what to do if and when the latest major storm is gone, the lights come back on and our homes and offices are still standing. 

One thing State Senator Danny Burgess (see story on pg. 8) says we can do is call 1-(833)-GET-HOPE to reach Hope Florida, which provides assistance to those in need and which facilitates the opportunity for those who can offer their assistance to do so. I plan to call immediately after I finish this issue because I am tired of feeling guilty and helpless when there probably are things I could be doing to help those who truly need it most right now. 

Thank You, Teeghan! 

On Oct. 2, a week after Helene hit, I received the sweetest email from a Wesley Chapel reader that truly brightened my day. 

The subject line read, “Everyone loves the Neighborhood News!” and the email said, “Hello Gary: My 8 year old granddaughter Teeghan put all our 2023/2024 issues in chronological order and I thought you might enjoy this pic from a pint-sized fan! — Sandy Carney 

Sometimes, the smallest things — like Teegan’s sweet smile as she posed with her chronologically-ordered copies of the Neighborhood News — can give you the biggest lift. 

I have thought about asking people to send me pictures with their copies of the paper so I could publish them, but for Teeghan and her grandmother to send this picture and email to me unsolicited truly touched my heart at a time when I really needed to smile. Thank you!

Helene Update!

Hurricane Helene has been upgraded to a Category 3 storm, with sustained winds of up to 120 mph. That’s the bad news, especially for Tallahassee and the rest of the Big Bend area of Florida. The good news for people living in New Tampa and Wesley Chapel — 25-30 miles or more from the nearest coastline — is that as of 4 p.m., Helene has been a non-event for us.

But, please — don’t assume that the storm is over or that our area isn’t going to suffer any effects from it. We already have had wind gusts of 40 mph or so and not only has the storm not yet come close to bypassing us, it also is HUGE!, with tropical storm-force winds extending out more than 300 miles from its center. As Helene passes our latitude 100+ miles out in the Gulf, we are definitely going to get hit with strong tropical storm winds (up to 73 mph) and periods of strong rain that likely will knock out power in at least some of our communities. Thankfully, Helene is moving quickly (at 20 mph or more), so it won’t be a huge rain event for us (like Debby was), but there will still be enough water to cause significant flooding in areas prone to pooling water. And yes, the storm’s path can still tick a little to the east, which would increase our area’s possible impacts.

You also should be aware that unless you know how deep the water is on a road if you are driving through it, you need to please proceed with extreme caution, especially if you’re in an electric vehicle — as the batteries can catch fire. If you lose power and have a portable generator, please never run that generator inside your home or garage. And of course, as with any major storm, beware of downed trees and especially power lines. We have seen this kind of damage in the past, without one of the largest hurricanes ever to hit the Gulf going by, so please continue to be mindful of possible local impacts from this storm.

Photo is a screenshot from meteorologist Denis Phillips of ABC Action News.