Law Offices Of Matthew Jowanna — Your Local Personal Injury & Estate Planning Firm 

Attorneys Farral A. Haber (left) & Matthew J. Jowanna of The Law Office of Matthew J. Jowanna, P.A., located off Bruce B. Downs Blvd. in Wesley Chapel, specialize in personal injury law & estate planning. (Photo by Charmaine George) 

The Law Offices of Matthew J. Jowanna, P.A., have been serving the legal needs of Wesley Chapel and New Tampa since 2005. The firm, located at the Windguard Professional Center off Bruce B. Downs (BBD) Blvd. in Wesley Chapel (near The Goddard School), specializes in personal injury, probate and estate planning and administration. 

Attorney Matthew J. Jowanna has been practicing law for more than 30 years and has specialized in personal injury cases since 1994. The firm’s founder, president and managing shareholder, Jowanna says his experience working in large law firms in downtown Tampa inspired him to do things differently. He says his goal since opening his firm has been to make that big downtown law firm experience accessible to people in New Tampa, Wesley Chapel and the surrounding communities. Jowanna wants his clients to know that his is a quality local law firm focused on professional, caring service. 

“I wanted to open a small neighborhood law firm,” Jowanna explains, “where people in the local communities are able to get top-quality legal representation.” 

In order to expand the services Jowanna’s firm offers to clients, he recently added Farral A. Haber as managing attorney for estate planning and probate. Haber has been practicing law for thirteen years, with ten years specifically in trusts and estates. Together, Jowanna and Haber offer a wealth of experience to their clients. 

“We don’t do everything under the sun,” Jowanna says, “but our practice areas now include some of the most common needs in the neighborhood — we’re here as neighbors to help you with the typical legal problems that you and your neighbors may have.” 

When it comes to injury cases, whether someone gets hurt in a car accident, while on vacation or in the workplace, The Law Offices of Matthew J. Jowanna can assist you. Jowanna also helps clients who are having problems receiving their deserved injury benefits from insurance companies. 

Meanwhile, Haber’s estate planning and probate specialization helps clients with creating wills, living trusts, making plans for their estates and probate cases. Regardless of which services you require, Jowanna and Haber make every effort to meet those needs, and also make accommodations for their clients’ financial needs. 

“People shouldn’t have to drive to downtown Tampa for quality legal representation,” Jowanna says. “Every client is important and every case is different.” 

Jowanna earned his Bachelor of Arts (B.A.) degree in Broadcasting and Mass Communications from the University of South Florida in Tampa. He worked for several Tampa Bay area radio and television stations for seven years before pursuing his law degree. He then obtained his Juris Doctor (J.D.) degree from Nova Southeastern University in Ft. Lauderdale and graduated Summa Cum Laude (with Highest Honors), in the top 2% of his law school class. He also completed a prestigious postdoctoral Legum Magister (LL.M., or “Master of Laws”) degree from the University of Notre Dame, in Notre Dame, IN, where he graduated Magna Cum Laude (with High Honors) and received a perfect score on his LL.M. thesis. 

Jowanna’s first job out of law school was for an insurance defense firm, which helped him realize that insurance defense wasn’t where he wanted to spend his career. 

“It’s the opposite of what I do now,” he explains. “Doing that made me realize that I was on the wrong side of the fence, and I would prefer to be on the plaintiff side to help someone in their claim against a big insurance company.” He says he is appreciative of the knowledge he gained from seeing the other side, and that it has given him added insight when working with clients who are going up against insurance companies. 

Jowanna and his firm have been included in U.S. News & World Report’s rankings of the Best Lawyers and Best Law Firms in the U.S. He also is included in the Bar Register of Preeminent Lawyers, a unique guide to the legal community’s preeminent professionals who have received the highest ratings, according to the prestigious Martindale-Hubbell Law Directory. 

Tampa is ranked in the top-10 worst cities for drivers. Therefore, if you drive regularly in the Tampa Bay area, you have most likely witnessed an accident, its aftermath, or have possibly been involved in a collision yourself. Jowanna shares the following advice as to what to do if you find yourself in that situation. 

“I tell every client to take care of yourself first,” says Jowanna. “Your injuries obviously come first; the legal claim will be there afterwards. If you get into your typical fender bender and still have your wits about you, you should take photographs. A picture is worth a thousand words. Document, document, document!” 

Clients truly appreciate the way the firm advises them and goes above and beyond, even in the most challenging scenarios — as evidenced by its 4.9-star (out of 5) overall rating on Google on more than 50 reviews. And, while it is a neighborhood practice, the attorneys and legal staff can assist you even when you are far from home. 

In a five-star review on Google, Alexander Hunter says, “They handled my accident claim with incredible patience, even though I had to process everything from overseas. The team took the time to explain every step in detail and negotiated on my behalf when issues arose with different medical providers. Their professionalism and commitment to my case made a stressful situation so much easier.” 

Helping folks during difficult and emotional times is an aspect of the work that Haber says she finds most rewarding. Working in probate and estate law, Haber helps clients both prepare for their own futures, as well as wrap up the affairs of someone who has passed. She helps clients with the process of figuring out exactly how an estate is to be administered, locating assets, discerning whether a court needs to be involved, as well as explaining what paperwork needs to be filed. 

Haber earned her Bachelor of Science (B.S.) degree in Psychology from the University of Florida in Gainesville, Cum Laude (with distinction). She was the Valedictorian of the College of Liberal Arts and Sciences. She then earned her Juris Doctor (J.D.) degree, Cum Laude, from the University of Florida, Levin College of Law. 

While in law school, Haber received the Book Award for the highest grade in Trial Practice; she also was the Executive Articles Editor for the UF Journal of Law & Public Policy and was a Certified Legal Intern with the State Attorney’s office. She is licensed to practice law in Florida, Virginia and the District of Columbia. 

While Haber initially started out as a litigator, after a few years, she chose to focus on estate planning and probate. “What I love about estate planning,” she says, “ is that it is something that everybody needs, and yet it is so easy to put off. I enjoy demystifying the process for folks and explaining things, making it approachable and customizing it to what a client actually wants, then seeing those goals put into practice.” 

Haber adds that she encourages people to plan ahead of time, and to not be afraid of the process. “People avoid it or dig their head in the sand because they don’t understand what it entails,” she says. Her goal is to make estate planning more approachable for clients and to help them get something in place, even if it is a step-by-step process that takes a few years. 

Jowanna says Haber’s talents are a great addition to the practice. “We are simply thrilled to have Farral joining us,” Jowanna says. “I hope the clients are as thrilled with her as we are.” 

While both Jowanna and Haber say they see growth of the firm as a goal, they are clear about what they want that growth to look like. “I never want to get so big that I don’t remember a client’s name and I don’t remember their file,” explains Jowanna, to which Haber adds, “I certainly want to assist as many folks as I can, but I never want to sacrifice quality.” 

The Law Offices of Matthew J. Jowanna, P.A., are located at 2521 Windguard Cir. For more information, call (813) 929-7300 or visit LetMattDoThat.com

AdventHealth’s New Meadow Pointe Emergency Room (ER)!

As part of AdventHealth’s commitment to community-based health care, the hospital company’s AdventHealth Zephyrhills is hosting a FREE “Grand Opening Community Celebration” tomorrow — Sunday, April 27, 1 p.m.-4 p.m. — to unveil the new freestanding Meadow Pointe ER! The event will include food trucks, safety education, giveaways and of course, preview tours of the new ER! For more info, visit MeadowPointeER.com.

‘Absolutely Avalon’ Brings A Crowd to Community’s Downtown!

Photos by Charmaine George

According to Avalon Park Group Senior VP of Marketing & Community Relations Stephanie Lerrett, about 1,000 people attended Avalon Park Wesley Chapel’s annual “Absolutely Avalon” celebration on Apr. 19 over the course of the evening. 

Sponsored by Curtain Callers, Avalon Park Group and The Flats (apartments) Wesley Chapel, the event featured a variety of kids’ activities, food trucks, cultural performances, artisan, craft and business vendors, pictures with the Easter bunny and a laser light show that Lerrett says was the hit of the evening. “We continue to provide important events that give the entire local area, not just Avalon Park residents, the opportunity to build community, with family-friendly activities,” Lerrett says.

Lerrett also provided us with updates about the businesses that are now open or coming soon to Avalon Park’s downtown. In addition to ISI Elite Training, Woof Gang Bakery, Prime Barber Shop and Rita’s Italian Ice — all of which we’ve written about before, Rudraksh Indian Restaurant just opened last week. Among the businesses that are coming soon, Lerrett says those include Avalon Nail Salon, Luxe Dental, Vet Check Avalon Park Animal Hospital and Tallo American/Caribbean Restaurant & Bar, which could open as soon as next week.

Einstein Bros. Bagels Coming Soon To BBD 

Wesley Chapel residents are apparently already excited about the sign that went up in the plaza on Bruce B. Downs (BBD) Blvd. (just south of S.R. 56) that also is home to Nutrition Smart that Einstein Bros. Bagels is opening in the plaza. 

As soon as I was alerted to the sign by readers Marisa and Theo Panopoulos, I had a nice chat with Kurt, a Wesley Chapel resident who is the general manager of the closest currently open Einstein Bros. location (on E. Fowler Ave., near USF). 

Kurt told me that although the Einstein Bros. corporate entity (both of these locations are corporate-owned, not franchises) was hoping to have the Wesley Chapel location open by the end of May, “It looks like sometime in late July or early August is more likely.” Kurt also said he believes he will end up moving to become the GM at the new store. 

In the meantime, Wesley Chapel still has a Brooklyn Water Bagel Co. on S.R. 54 west of I-75, at the front of The Grove, as well as Zio’s NY Bagels & Deli Co. in the Pebble Creek Collection on BBD, about 2.5 miles south of the planned Einstein Bros. Also, check out the reopened Bagels Plus on E. Fletcher Ave. — GN 

Fields Insurance — The Independent Agency That’s Serious About Protecting You! 

Michael (holding Maxwell) and Nancy Fields (holding Charley) can provide a wide range of insurance products from a large number of different carriers to protect your home, vehicle, property and even your life at their Fields Insurance Agency on the north side of S.R. 56. (Photos by Charmaine George) 

Located in the Medallion Corporate Park on the north side of S.R. 56 (just east of I-75) in Wesley Chapel, the Fields Insurance Agency can help you with all of your insurance needs. 

Owners Michael and Nancy Fields have their roots deeply embedded in Tennessee but have added new roots in Florida since moving here in 2021. With agencies across multiple states — including Tennessee, Georgia and Florida — they are committed to broadening their reach by adding additional counties in Florida. The Wesley Chapel office of the Fields Insurance Agency now serves as Michael and Nancy’s home base and they say they are committed to serving the local community. 

The agency offers a broad spectrum of insurance services, including personal and commercial property and casualty insurance, which encompasses auto, home, renters, boat, and motorcycle insurance. Select life insurance policies also are available. 

The Fields Insurance Agency’s motto is: “Simple – Affordable – Comprehensive Insurance,” which encapsulates Michael and Nancy’s mission to provide each of their clients with the best possible coverage within their respective budgets. Numerous top-rated insurance carriers are represented by Fields Insurance, including Allstate, Citizens, Progressive and many more, some of which you may not even recognize. 

“There are too many to list,” Michael says, “and we are continually adding more companies so we can better serve our clients.” A comprehensive list of the insurance providers the firm is happy to offer is available at FieldsInsuranceAgency.com. “The goal is to give customers the best possible coverage they can afford,” he adds. 

Michael recalls when a friend who worked in insurance mentioned he should go work with him, and told Michael he thought it would be a good fit for him. 

“I was told I would probably like it and my answer to that was, ‘I doubt it’ but I decided to try it out,” he says, adding that his journey started with filing and office tasks, which he viewed as a temporary role. He learned about the business and, in no time at all, his friends were encouraging him to take the insurance exams — and an insurance agent was born. 

Michael eventually took over the agency, but before doing so, he had to participate in a three-year program called “Replacement Agency Executive,” which required that he meet certain goals and criteria before he could take over. He successfully completed this process in 2014. 

Nancy and Michael’s daughter Bethany, who went to school at the University of Mississippi in Oxford (aka “Ole Miss”), promptly secured a job in Tampa after graduating in 2019, and Michael and Nancy decided to follow their daughter. In 2021, Michael acquired a Brandon-based insurance agency. 

“I had a place in Pinellas Park and went back and forth between Florida and Tennessee until 2023,” he says, adding that he and Nancy decided to make Florida their permanent home after Nancy retired from a long career as a teacher. “As we started looking for our perfect home, everything that we wanted was here in the New Tampa/Wesley Chapel area. We decided on a home in Grand Hampton, and we love it here.” 

Integrity stands at the forefront of the company’s business philosophy. Michael and Nancy prioritize their clients’ best interests, offering free quotes and the ability to provide estimates swiftly, a significant advantage over clients seeking quotes on their own. 

“I will make sure they are covered correctly,” Michael says, “so if a claim arises, we know their policy will cover them properly.” 

The agency is proud to have many 5-star Google reviews, with an overall Google rating of 4.8 on more than 70 reviews. Client Dawn Morris highlighted the agency’s commitment to excellent customer service when she wrote this in her 5-star Google review: “They call you back in a timely manner and help with your questions or changes in policy quickly. Not a lot of wait time.” 

“People are focused on price, and I understand it,” explains Michael. “But, this can sometimes lead to sacrificing essential coverage.” He emphasizes the importance of understanding what clients want covered and what they expect in the event of a claim. Based on this understanding, he provides coverage options that offer them peace of mind. For clients with budget constraints, especially younger individuals, Michael and Nancy take the time to educate them, explaining the best options within their means and outlining additional coverage to consider as their financial situation improves. 

“I don’t want to ever get a call from a client saying, ‘Why did you not tell me I was not covered?,’” Michael says. “I never want to get that phone call, so we believe in educating our clients.” 

Being a “Ramsey Trusted Pro” is a recognition Michael and Nancy are very proud to have. Dave Ramsey, a renowned author and radio host based in Nashville, TN, offers financial advice and recommends companies that meet his stringent standards. 

“Earning a spot on this list,” Michael says, “is a testament to our hard work and ethical business practices.” 

Many satisfied clients attest to the efficiency and dedication of the Fields Insurance Agency. In her 5-star review on Google, client Anna Lollar shared, “Within the same day of using Dave Ramsey’s ELP (Endorsed Local Provider) program, I was contacted. After providing basic information, I was provided a quote that exceeded my expectations. I was very pleased with the communication and support.” 

Michael and Nancy are pleased to report that, despite the negativity recently in local and national news media, insurance prices have remained relatively stable, with only slight increases. They attribute this stability to their diligent efforts to find the right insurance solutions for every one of their clients. 

Client Janice Carson recently shared her positive experience in another 5-star Google review, saying, “Michael and Nancy provided both automobile and homeowners insurance quotes in a very timely manner and saved us over $1,500 annually! They were quick to respond with updates to any changes we made and the entire process of switching both policies went very smoothly! Thank you!” 

Michael and Nancy Fields exemplify an unusual dedication to their clients, community and the principles of integrity and education in the insurance industry. They are committed to ensuring that their clients always receive comprehensive coverage tailored to their individual needs. 

The Fields Insurance Agency is located at 2600 Cypress Ridge Blvd., Suite C1, in Wesley Chapel. For more information or for a quote on your home, auto, business or other property needs, call (813) 651-0094, or visit FieldsInsuranceAgency.com